4319 Clearwater Loop SE, Lacey, WA 98503 Property Records

Thurston County property record for 4319 Clearwater Loop SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,234 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$284,333 (Mar 2019)
Tax Bill	$10 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8239-00-11900`

Property Details

APN / Parcel Number

Primary APN	`8239-00-11900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,234 sqft Finished Area
1st Floor Area	1,432 sqft
2nd Floor Area	672 sqft
Upper Floors Area	802 sqft
Utility Area	176 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	500 sqft
Deck Area	50 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4319 CLEARWATER LOOP SE
City	LACEY
State	WA
Zip	98503-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 34 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT WEDGEWOOD MANOR DIV 3 LT 119 DOCUMENT 019/065
Legal Range	01W
Legal Township	18N
Legal Section	34
Legal Quarter	NE
Legal Subdivision	WEDGEWOOD MANOR
Legal Lot Number	119
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	2
Census Block	2016
Census Tract	11422

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4319 CLEARWATER LOOP SE, LACEY, WA 98503-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 27, 2019	Warranty Deed, Transfer · FHA Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	4675464
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4319 CLEARWATER LOOP SE, LACEY, WA 98503-4436
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004934202
Date	Jun 1, 2022
Instrument	4934202

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	TACOMA, WA 98433

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4319 CLEARWATER LOOP SE, LACEY, WA 98503-4436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004798248
Date	Nov 6, 2020
Instrument	4798248

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Mar 27, 2019
Property Address	4319 CLEARWATER LOOP SE, LACEY, WA 98503-4436
Document Number	0004675464
Map Reference	VOL 19 PG 65
Instrument Date	Mar 26, 2019
Instrument	4675464
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,061.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4319 CLEARWATER LOOP SE, LACEY, WA 98503-4436

Mortgage

Document Number	0004675465
Date	Mar 27, 2019
Instrument	4675465

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.79%)
2025		$536,000 (+6.94%) Land $153,000 Building $383,000	$536,000 (+6.94%) Land $153,000 Building $383,000
2023	$4,769.00
2022		$501,200 Land $87,600 Building $413,600	$501,200 Land $87,600 Building $413,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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