43189 Teramo St, Temecula, CA 92592 Property Records

Riverside County property record for 43189 Teramo St, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,762 sqft · built 2000
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Apr 2017)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`959-244-020`

Property Details

APN / Parcel Number

Primary APN	`959-244-020`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,762 sqft Living Area
Gross Area	2,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43189 TERAMO ST
City	TEMECULA
State	CA
Zip	92592-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 41 MB 271/032 TR 24182-2
Legal Subdivision	TRACT NO. 241822
Legal Tract	24182-2
Legal Lot Number	41
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3004
Census Tract	43265

Owner

43189 Teramo St is held in a trust since February 2019.

Source: Riverside County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	43532 TYLMAN ST, TEMECULA, CA 92592-4325
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Feb 27, 2019	Quit Claim Deed, Transfer · Conventional with PMI CALIFORNIA BK&TR
Apr 19, 2017	Grant Deed, Transfer · FHA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Prior Sale	Mar 30, 2009 · Amount on File
Deed Document Number	2017157371
Last Transfer Date	Feb 15, 2019
Transfer Doc	0000065736
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43189 TERAMO ST, TEMECULA, CA 92592-9363
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43189 TERAMO ST, TEMECULA, CA 92592-9363

Mortgage

Document Number	0000276452
Date	Jun 17, 2022
Instrument	2022-0276452

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	479 Months
Due	May 15, 2062

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43189 TERAMO ST, TEMECULA, CA 92592-9363
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122059
Date	Mar 17, 2020
Instrument	2020-0122059

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 27, 2019
Property Address	43189 TERAMO ST, TEMECULA, CA 92592-9363
Document Number	0000065736
Instrument Date	Feb 15, 2019
Instrument	65736
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43189 TERAMO ST TEMECULA CA 925929363, TEMECULA, CA 92592-9363

Mortgage

Document Number	65737
Date	Feb 27, 2019
Instrument	65737

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	115 VIA PICO PLZ # 205, SAN CLEMENTE, CA 92672-3858

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 19, 2017
Property Address	43189 TERAMO ST, TEMECULA, CA 92592-9363
Document Number	0000157371
Instrument Date	Mar 23, 2017
Instrument	157371
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43189 TERAMO ST TEMECULA CA 925929363, TEMECULA, CA 92592-9363

Mortgage

Document Number	157372
Date	Apr 19, 2017
Instrument	157372

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 43189 Teramo St was $5,594.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,513 (+2%) Land $118,377 Building $355,136
2025	$5,594.00	$464,229 Land $116,056 Building $348,173
2023	$5,461.00 (+2.3%)	$446,204 Land $111,550 Building $334,654
2022	$5,338.00
2021			$530,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43189 Teramo St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 43189 Teramo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks.

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