Loudoun County property record for 43186 Maple Cross St, Chantilly, VA 20152
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,004 sqft · built 1996 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,085,000 (May 2026) |
| Tax Bill | $7,543 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-16-6816-000 |
| Primary APN | 128-16-6816-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,004 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 865 sqft |
| Finished Basement | 865 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 43186 MAPLE CROSS ST |
|---|---|
| City | CHANTILLY |
| State | VA |
| Zip | 20152-5342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | SOUTH RIDING SEC.2C LOT 110 200603010019160 |
| Legal Subdivision | SOUTH RIDING |
| Legal Block | 2 |
| Legal Lot Number | 110 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | DULLES |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 611803 |
43186 Maple Cross St is owned and occupied by an individual who bought it in May 2026.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43186 MAPLE CROSS ST, CHANTILLY, VA 20152-5342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE MORTGAGE LLC |
| May 8, 2026 | Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Mar 1, 2006 · Amount on File |
| Deed Document Number | 202624026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 43186 MAPLE CROSS ST, CHANTILLY, VA 20152-5342 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000030812 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 202103150030812 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 8, 2026 |
| Property Address | 43186 MAPLE CROSS ST, CHANTILLY, VA 20152-5342 |
| Document Number | 0000024026 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026.24026 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109,585.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43186 MAPLE CROSS ST, CHANTILLY, VA 20152-5342 |
| Document Number | 0000024027, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026..24027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 43186 Maple Cross St was $7,543, up 6% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,543.00 (+6%) | $937,060 (+6%) Land $302,100 Building $634,960 | $937,060 (+6%) Land $302,100 Building $634,960 |
| 2025 | $7,116.00 | $884,010 Land $302,100 Building $581,910 | $884,010 Land $302,100 Building $581,910 |
| 2023 | $6,821.00 | $779,600 Land $277,100 Building $502,500 | $779,600 Land $277,100 Building $502,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43186 Maple Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43186 Maple Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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