4318 Silverado Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 4318 Silverado Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,424 sqft · built 2003
Lot Size0.325 acres (14,163 sqft)
Owner2 Individual Names on File
Last Sale$968,500 (Sep 2023)
Tax Bill$13,193 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN041-310-038-9

Property Details

APN / Parcel Number

Primary APN041-310-038-9
Alternative APN
  • 041-310-038

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area3,424 sqft Living Area
1st Floor Area3,424 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area14,163 sqft (0.325 acres)
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4318 SILVERADO DR
CityOAKLEY
StateCA
Zip94561-3952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7358 L38
Legal SubdivisionSUBDIVISION #7358
Legal Tract7358
Legal Lot Number38
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2005
Census Tract302013

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4318 SILVERADO DR, OAKLEY, CA 94561-3952
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Grant Deed, Transfer · Conventional Mortgage
AXIA FINANCIAL LLC
Sep 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2023 · Amount on File
Deed SaleSep 12, 2023 · Amount on File
Prior SaleMay 23, 2003 · Amount on File
Deed Document Number202388175
Record UpdatedOct 29, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 12, 2023
Property Address4318 SILVERADO DR, OAKLEY, CA 94561-3952
Document Number0000088175
Map ReferenceMB 437 PG 21
Instrument DateSep 6, 2023
Instrument2023-088175
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyNOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4318 SILVERADO DR, OAKLEY, CA 94561-3952

Mortgage

Document Number0000088176
DateSep 12, 2023
Instrument2023-088176
Lender
NameAXIA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4318 SILVERADO DR, OAKLEY, CA 94561-3952
Document Number0000196932
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SANTA ANA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4318 SILVERADO DR OAKLEY CA 945613952, OAKLEY, CA 94561-3952

Mortgage

Document Number0000196932
DateDec 7, 2018
Instrument196932
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 6, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,007,627 (+2%) Land $228,888 Building $778,739
2025$13,193.00 (+28.36%)$987,870 (+33.05%) Land $224,400 Building $763,470
2023$10,278.00 (+1.87%) Homeowner's exemption$742,469 Land $168,434 Building $574,035
2022$10,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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