Harford County property record for 4318 Prospect Rd, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,953 sqft · built 1994 |
| Lot Size | 5.7 acres (248,292 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,326 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-002230 |
| Primary APN | 05-002230 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,953 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 248,292 sqft (5.7 acres) |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 002230 |
|---|---|
| Street Address | 4318 PROSPECT RD |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 1 5.7037 AC 4318 PROSPECT ROAD LDS W FITCH PT 42/44 |
| Legal Subdivision | WARNER & MARIE D FITCH |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 305100 |
4318 Prospect Rd is owned and occupied by two individuals.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4318 PROSPECT RD, WHITEFORD, MD 21160-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4318 Prospect Rd was $4,326 with a homeowner's exemption, up 38.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,326.00 (+38.92%) Homeowner's exemption | $391,433 | $416,400 Land $143,500 Building $272,900 |
| 2025 | $3,114.00 Homeowner's exemption | ||
| 2023 | $329,600 | $341,500 Land $133,500 Building $208,000 | |
| 2022 | $2,901.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4318 Prospect Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4318 Prospect Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: IQ Fiber.
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