4318 Nowling Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4318 Nowling Rd, Jay, FL 32565 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,489 sqft · built 1978
Lot Size1.72 acres (74,923 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Mar 2002)
Tax Bill$1,629 (2024)
Deeds & MortgagesMay 2022 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-5N-29-0000-01601-0000

Property Details

APN / Parcel Number

Primary APN24-5N-29-0000-01601-0000
Alternative APN
  • N295240000016010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,489 sqft Living Area
Gross Area4,470 sqft
1st Floor Area2,489 sqft
Basement Area408 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area74,923 sqft (1.72 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area462 sqft
Patio Area336 sqft
Shed1 Shed
Shed Area1 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4318 NOWLING RD
CityJAY
StateFL
Zip32565-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2022* COM AT SW COR OF SECTION 24 TOWNSHIP 5 NORTH RANGE 29 WEST TH S 86*3719E 1574.04 FT TO POB TH N 03*2241 391.65 FT TH S 87*0936E 140.55 FT TH S 04*4119 E 98.60 FT TH S 86*3719 E 45.75 FT TH S 04*4119 E 110.88 FT TH N 86*3
Legal Range29W
Legal Township5N
Legal Section24
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group2
Census Block2018
Census Tract10200

Owner

Source: Santa Rosa County records · APN 24-5N-29-0000-01601-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4318 NOWLING RD, JAY, FL 32565-2748
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
GLOBAL EQUITY FINANCE INC
Feb 08, 2019Warranty Deed, Transfer · Conventional Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2002 · Amount on Record
Deed SaleMar 28, 2002 · Amount on Record
Deed Book / Page1997 / 852
Last Transfer DateMay 16, 2022
Transfer Doc0042880579
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMay 25, 2022
Property Address4318 NOWLING RD, JAY, FL 32565-2748
Document Number0042880579
Book / Page4288 / 579
Instrument DateMay 14, 2022
Instrument202231810
Transaction TypeTransfer
Record UpdatedJul 04, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4318 NOWLING RD, 4318, JAY, FL 32565-2748

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4318 NOWLING RD, JAY, FL 32565-2748

Mortgage

Document Number0004288582
DateMay 25, 2022
Instrument4288/582
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 08, 2019
Property Address4318 NOWLING RD, JAY, FL 32565-2748
Document Number0038021039
Book / Page003802 / 001039
Instrument DateFeb 06, 2019
Instrument4950
Transaction TypeTransfer
Record UpdatedFeb 27, 2019
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4318 NOWLING RD JAY FL 325652748, JAY, FL 32565-2748

Mortgage

Document Number38021041
DateFeb 08, 2019
Book Page003802/001041
Instrument4951
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 07, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$203,811 (+2.9%)$256,214 (+2.04%) Land $17,200 Building $239,014
2024$1,629.00 (+2.84%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$198,067 (+3%)$251,103 (+1.97%) Land $17,200 Building $233,903
2023$1,584.00 (-0.38%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$192,298 (+3%)$246,249 (+2.41%) Land $15,480 Building $230,769
2022$1,590.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$186,697$240,443 Land $10,320 Building $230,123

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 781 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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