4318 Moonlight Dr, Holly, MI 48442 Property Records

Oakland County property record for 4318 Moonlight Dr, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft · built 1960
Lot Size	0.352 acres (15,333 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Nov 2025)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I-01-27-203-002`

Property Details

APN / Parcel Number

Primary APN	`I-01-27-203-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft
Basement Area	1,034 sqft
Unfinished Basement	1,034 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,333 sqft (0.352 acres)
Lot Dimensions	151 ft deep x 101 ft wide
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Deck Area	182 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4318 MOONLIGHT DR
City	HOLLY
State	MI
Zip	48442-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T5N, R7E, SEC 27 NI-DELL SUB NO 2 LOT 19
Legal Range	07E
Legal Township	05N
Legal Section	27
Legal Subdivision	NI-DELL SUB
Legal Lot Number	19
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	4
Census Block	4007
Census Tract	124000

Owner

4318 Moonlight Dr is owned and occupied by an individual who bought it in November 2025.

Source: Oakland County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	19113 TAYLOR LAKE RD, HOLLY, MI 48442-9114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 24, 2025	Warranty Deed, Transfer
Mar 10, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Deed Document Number	2025147056
Deed Book / Page	60723 / 454
Prior Transfer Date	Jan 17, 2023
Prior Transfer Doc	0000023765
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jul 30, 2026
Property Address	4318 MOONLIGHT DR, HOLLY, MI 48442-1124
Document Number	0000114139
Book / Page	61416 / 352
Instrument Date	Jul 15, 2026
Instrument	2026114139
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 MOONLIGHT DR, HOLLY, MI 48442-1124

Mortgage

Document Number	0000114139,
Date	Jul 30, 2026
Book Page	61416/352
Instrument	2026114139

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 24, 2025
Property Address	4318 MOONLIGHT DR, HOLLY, MI 48442-1124
Document Number	20250147056
Book / Page	60723 / 454
Map Reference	LB 100 PG 24
Instrument Date	Nov 11, 2025
Instrument	20250147056
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount on Record
Tax	$1,657.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6400 CHESTNUT HILL CT, CLARKSTON, MI 48346-3000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19113 TAYLOR LAKE RD, HOLLY, MI 48442-9114

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 10, 2023
Property Address	4318 MOONLIGHT DR, HOLLY, MI 48442-1124
Document Number	0000023765
Book / Page	58470 / 849
Map Reference	LB 100 PG 24
Instrument Date	Jan 17, 2023
Instrument	23765
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4318 MOONLIGHT DR, HOLLY, MI 48442-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4176 KNOLLWOOD DR, GRAND BLANC, MI 48439-2025

Tax Assessment & Valuation

The 2025 property tax bill for 4318 Moonlight Dr was $1,009 with a homeowner's exemption, down 52.5% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (-52.52%) Homeowner's exemption	$75,160 (+2.44%)	$150,320 (+2.44%)
2024	$2,125.00 (+65.37%)	$73,370 (+8.15%)	$146,740 (+8.15%)
2023	$1,285.00 Homeowner's exemption	$67,840	$135,680
2021	$1,139.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4318 Moonlight Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jul 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4318 Moonlight Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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