4318 Ganges Five Points Rd, Shelby, OH 44875 Property Records

Richland County property record for 4318 Ganges Five Points Rd, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1968
Lot Size	5.52 acres (240,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Apr 1998)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`011-40-150-13-000`

Property Details

APN / Parcel Number

Primary APN	`011-40-150-13-000`
Alternative APN	`00027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	240,451 sqft (5.52 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	250 sqft
Lean-To	500 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4318 GANGES FIVE POINTS RD
City	SHELBY
State	OH
Zip	44875-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANGES ESTATES 8 220 X
Legal Subdivision	GANGES
Jurisdiction	RICHLAND OH
Township / Civil Division	FRANKLIN
Census Block Group	5
Census Block	5023
Census Tract	2700

Owner

Source: Richland County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK
Aug 5, 2026	Deed, Transfer · Construction Mortgage PARK NATIONAL BANK
Jun 16, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GMAC MORTGAGE CORP
Jun 23, 2017	Intrafamily Transfer, Transfer
Dec 5, 2016	Affidavit, Transfer
May 20, 2016	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 1998 · Amount on Record
Deed Sale	Apr 14, 1998 · Amount on Record
Prior Sale	Aug 13, 1993 · Amount on Record
Last Transfer Date	Dec 2, 2016
Transfer Doc	02505/0413
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Aug 5, 2026
Property Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362
Document Number	0000009155
Book / Page	3046 / 1885
Instrument Date	Jul 31, 2026
Instrument	20269155
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362

Mortgage

Document Number	0000009155,
Date	Aug 5, 2026
Book Page	3046/1885
Instrument	20269155

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND OH
Recording Date	Aug 5, 2026
Property Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362
Document Number	0000009154
Book / Page	3046 / 1884
Instrument Date	Jul 31, 2026
Instrument	20269154
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	SOUTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362

Mortgage

Document Number	0000009155,
Date	Aug 5, 2026
Instrument	20269155

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01655/0464
Date	Jun 16, 2006
Book Page	1655/0464
Instrument	200600010367

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	3200 PARK CENTER DR STE 150, COSTA MESA, CA 92626

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2031

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND OH
Recording Date	Jun 23, 2017
Property Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362
Document Number	02551/0268
Book / Page	2551 / 0268
Instrument Date	Jun 20, 2017
Instrument	201700007806
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362

December 2016: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	RICHLAND OH
Recording Date	Dec 5, 2016
Property Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362
Document Number	02505/0413
Book / Page	2505 / 0413
Instrument Date	Dec 2, 2016
Instrument	201600013750
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362

May 2016: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	RICHLAND OH
Recording Date	May 20, 2016
Property Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362
Document Number	02460/0516
Book / Page	2460 / 0516
Instrument Date	May 6, 2016
Instrument	201600005376
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 GANGES FIVE POINTS RD, SHELBY, OH 44875-9362

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Franklin Township
Unified School District	Crestview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,101.00 (+0.05%)	$55,220 (-) Land $16,860 Building $38,360
2024	$2,100.00 (+5.32%)	$55,220 (-) Land $16,860 Building $38,360
2023	$1,994.00 (+4.02%)	$55,220 (+18.02%) Land $16,860 Building $38,360	$157,780 (+18.02%) Land $48,170 Building $109,610
2022	$1,917.00	$46,790 Land $15,860 Building $30,930
2020			$133,690 Land $45,320 Building $88,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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