4318 E Whitley Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 4318 E Whitley Dr, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,849 sqft · built 1994
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$290,600 (Mar 2021)
Tax Bill$3,151 (2025)
Deeds & MortgagesJul 2020 Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN015-05720-44

Property Details

APN / Parcel Number

Primary APN015-05720-44
Alternative APN
  • 53-08-01-209-012.000-009

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,849 sqft Living Area
1st Floor Area1,849 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 85 ft wide
Garage TypeAttached
Garage Area408 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-05720-44
Street Address4318 E WHITLEY DR
CityBLOOMINGTON
StateIN
Zip47401-8650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGENTRY ESTATES PH 4 LOT 144
Legal SubdivisionGENTRY ESTATES
Legal Lot Number144
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group3
Census Block3020
Census Tract904

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4318 E WHITLEY DR, BLOOMINGTON, IN 47401-8650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Mar 1, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2021 · Amount on Record
Deed SaleMar 1, 2021 · Amount on Record
Prior SaleApr 1, 2016 · Amount on Record
Deed Document Number20213930
Prior Transfer DateMar 21, 2016
Prior Transfer Doc2016003809
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address4318 E WHITLEY DR, BLOOMINGTON, IN 47401-8650
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020011205
DateJul 21, 2020
Instrument2020011205
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateMar 1, 2021
Property Address4318 E WHITLEY DR, BLOOMINGTON, IN 47401-8650
Document Number2021003930
Map ReferenceDOC 212452
Instrument DateFeb 25, 2021
Instrument2021003930
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4318 E WHITLEY DR, BLOOMINGTON, IN 47401-8650

Mortgage

Document Number2021003931
DateMar 1, 2021
Instrument2021003931
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address4318 E WHITLEY DR, BLOOMINGTON, IN 47401-8650
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020011205
DateJul 21, 2020
Instrument2020011205
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,151.00 (-12.86%)$331,600 (-1.16%) Land $85,600 Building $246,000$331,600 (-1.16%) Land $85,600 Building $246,000
2024$3,616.00 (+14.11%)
2023$335,500 (+14.35%) Land $85,600 Building $249,900$335,500 (+14.35%) Land $85,600 Building $249,900
2022$3,169.00$293,400 Land $73,200 Building $220,200$293,400 Land $73,200 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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