4318 E 7th Ave, Spokane Valley, WA 99212 Property Records

Spokane County property record for 4318 E 7th Ave, Spokane Valley, WA 99212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1928
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (May 2025)
Tax Bill	$3,691 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`35232.4201`

Property Details

APN / Parcel Number

Primary APN	`35232.4201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
Gross Area	2,045 sqft
1st Floor Area	1,645 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2006
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	4318 E 7TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99212-0318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CARNHOPE ADD; LTS 1-2 BLK 13
Legal Range	43E
Legal Township	25N
Legal Section	23
Legal Subdivision	CARNHOPE ADD
Legal Block	13
Legal Lot Number	1-2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4013
Census Tract	12300

Owner

Source: Spokane County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4318 E 7TH AVE, SPOKANE VALLEY, WA 99212-0318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2025	Warranty Deed, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	20257414433
Prior Transfer Date	May 4, 2006
Prior Transfer Doc	0005375603
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4318 E 7TH AVE, SPOKANE VALLEY, WA 99212-0318
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 E 7TH AVE, SPOKANE VALLEY, WA 99212-0318

Mortgage

Document Number	0007467629
Date	Feb 2, 2026
Instrument	7467629

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 6, 2025
Property Address	4318 E 7TH AVE, SPOKANE VALLEY, WA 99212-0318
Document Number	0007414433
Map Reference	VOL B PG 89
Instrument Date	May 5, 2025
Instrument	7414433
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 E 7TH AVE, SPOKANE VALLEY, WA 99212-0318

Mortgage

Document Number	0007414434
Date	May 6, 2025
Instrument	7414434

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 7, 2022
Property Address	4318 E 7TH AVE, SPOKANE VALLEY, WA 99212-0318
Document Number	0007186654
Map Reference	VOL B PG 89
Instrument Date	Mar 3, 2022
Instrument	7186654
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, NEXTITLE A TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007186655
Date	Mar 7, 2022
Instrument	7186655

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0007186656
Date	Mar 7, 2022
Instrument	7186656

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 23, 2017
Property Address	4318 E 7TH AVE, SPOKANE VALLEY, WA 99212-0318
Document Number	0006615003
Map Reference	VOL B PG89
Instrument Date	Jun 16, 2017
Instrument	6615003
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,888.60
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 E 7TH AVE, SPOKANE VALLEY, WA 99212-0318

Mortgage

Document Number	0006615004
Date	Jun 23, 2017
Instrument	6615004

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,691.00 (+7.05%)	$334,600 (+8.43%) Land $90,000 Building $244,600	$334,600 (+8.43%) Land $90,000 Building $244,600
2025	$3,448.00 (-0.46%)	$308,600 (+1.45%) Land $90,000 Building $218,600	$308,600 (+1.45%) Land $90,000 Building $218,600
2024		$304,200 (+21.31%) Land $86,400 Building $217,800	$304,200 (+21.31%) Land $86,400 Building $217,800
2023	$3,464.00 (+0.12%)	$250,770 Land $51,170 Building $199,600	$250,770 Land $51,170 Building $199,600
2022	$3,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARNHOPE IRRIGATION DISTRICT 7 serves 1,602 people · EPA ID WA5311250
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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