4318 Cider Mill Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4318 Cider Mill Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1979
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Apr 1989)
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-32-14B-351`

Property Details

APN / Parcel Number

Primary APN	`41-32-14B-351`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,062 sqft (0.231 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4318 CIDER MILL DR
City	CINCINNATI
State	OH
Zip	45245-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIDER MILL; LOT 62
Legal Subdivision	CIDER MILL
Legal Lot Number	62
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3006
Census Tract	41403

Owner

4318 Cider Mill Dr is owned and occupied by an individual who acquired it in June 2012.

Source: Clermont County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4318 CIDER MILL DR, CINCINNATI, OH 45245-1402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1989 · Amount on File
Deed Sale	Apr 1, 1989 · Amount on File
Prior Sale	Mar 1, 1986 · Amount on File
Last Transfer Date	Jun 26, 2012
Transfer Doc	0000017834
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Recording Date	Apr 14, 2026
Property Address	4318 CIDER MILL DR, CINCINNATI, OH 45245-1402
Document Number	0000007975
Book / Page	3020 / 1607
Instrument Date	Apr 3, 2026
Instrument	20267975
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 CIDER MILL DR, CINCINNATI, OH 45245-1402

Mortgage

Document Number	0000007975,
Date	Apr 14, 2026
Book Page	3020/1607
Instrument	20267975

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 2, 2036

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4318 Cider Mill Dr was $3,244 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,244.00	$63,390 Land $12,570 Building $50,820
2024			$181,100 (-) Land $35,900 Building $145,200
2023	$6,304.00 (+135.84%) Homeowner's exemption	$63,390 (+38.13%) Land $12,570 Building $50,820	$181,100 Land $35,900 Building $145,200
2022	$2,673.00 Homeowner's exemption	$45,890 Land $9,100 Building $36,790
2020			$131,100 Land $26,000 Building $105,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4318 Cider Mill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4318 Cider Mill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20