4318 Cetti St, Houston, TX 77009 Property Records

Harris County property record for 4318 Cetti St, Houston, TX 77009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,552 sqft · built 2013
Lot Size0.078 acres (3,385 sqft)
Owner2 Individual Names on Record
Last Sale$314,700 (May 2019)
Tax Bill$6,467 (2025)
Deeds & MortgagesAug 2020 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN132-409-002-0007

Property Details

APN / Parcel Number

Primary APN132-409-002-0007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,552 sqft Living Area
1st Floor Area556 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area3,385 sqft (0.078 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1324090020007
Street Address4318 CETTI ST
CityHOUSTON
StateTX
Zip77009-1482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 BLK 2 AVENUE PLACE SEC 1
Legal SubdivisionAVENUE PLACE SEC 1
Legal Block2
Legal Lot Number7
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1002
Census Tract210500

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4318 CETTI ST, HOUSTON, TX 77009-1482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Deed of Trust, Mortgage
QUICKEN LNS
May 28, 2019Warranty Deed, Transfer
UNITED WHOLESALE MTG
Feb 25, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2019 · Amount on Record
Deed SaleMay 28, 2019 · Amount on Record
Prior SaleMar 20, 2014 · Amount on Record
Deed Document Number2019220873
Prior Transfer DateMay 23, 2019
Prior Transfer Doc0000220873
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4318 CETTI ST, HOUSTON, TX 77009-1482
Document Number0000379905
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4318 CETTI ST HOUSTON TX 770091482, HOUSTON, TX 77009-1482

Mortgage

Document Number0000379905
DateAug 18, 2020
Instrument379905
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateMay 28, 2019
Property Address4318 CETTI ST, HOUSTON, TX 77009-1482
Document Number0000220873
Instrument DateMay 23, 2019
Instrument220873
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyTRADITION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4318 CETTI ST HOUSTON TX 770091482, HOUSTON, TX 77009-1482

Mortgage

Document Number220874
DateMay 28, 2019
Instrument220874
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term360 Months
DueMay 27, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4318 CETTI ST, HOUSTON, TX 77009-1482
Document Number0000096141
Instrument DateFeb 25, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4318 CETTI ST HOUSTON TX 770091482, HOUSTON, TX 77009-1482

Mortgage

Document Number0000096141
DateMar 7, 2017
Instrument96141
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 6, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,785 (-16.93%) Land $69,884 Building $182,901$252,785 (-16.93%) Land $69,884 Building $182,901
2025$6,467.00 (+10.34%)$304,321 (-8.07%) Land $69,884 Building $234,437$304,321 (-8.07%) Land $69,884 Building $234,437
2024$5,861.00 (+30.94%)
2023$331,019 Land $69,884 Building $261,135$331,019 Land $69,884 Building $261,135
2022$4,476.00 (-4.4%)
2020$4,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims10 (2001–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 7 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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