4317 Whetstone Rd, Sevierville, TN 37862 Property Records

Sevier County property record for 4317 Whetstone Rd, Sevierville, TN 37862

Property Summary

Property Type	Commercial
Details	3 ba · 1,840 sqft · built 2023
Lot Size	3.47 acres (151,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$717,000 (Oct 2025)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122E-A-041.00`

Property Details

APN / Parcel Number

Primary APN	`122E-A-041.00`
Alternative APNs	`06122CA122E04100` `078122E A 04100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,840 sqft Gross Area
1st Floor Area	920 sqft
Upper Floors Area	920 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	L-Shape
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	151,153 sqft (3.47 acres)
Terrain	Mountain
Pool Type	Pool Type
Pool Area	1 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	4317 WHETSTONE RD
City	SEVIERVILLE
State	TN
Zip	37862
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-1
Legal Description	HOMESTEAD IN WEARS VALLEY PB 32 PG 347 LOT 56 UNIT 3 PHASE 1
Legal Subdivision	HOMESTEAD IN WEARS VALLEY
Legal Lot Number	56
Legal Unit	3
Jurisdiction	SEVIER TN
Township / Civil Division	2
Census Block Group	2
Census Block	2039
Census Tract	80901

Owner

Source: Sevier County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1706 HARROGATE RD, LEXINGTON, KY 40505-2623
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
Apr 1, 2022	Intrafamily Transfer, Transfer · Construction Mortgage SMARTBANK
Aug 6, 2021	Warranty Deed, Transfer TENNESSEE LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	202530513
Deed Book / Page	6809 / 465
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	0060660400
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Oct 29, 2025
Property Address	4317 WHETSTONE RD, SEVIERVILLE, TN 37862
Document Number	0068090465
Book / Page	6809 / 465
Map Reference	MB 32 PG 347
Instrument Date	Oct 28, 2025
Instrument	25030513
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STONES RIVER TITLE COMPANY LLC, STONES RIVER TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,652.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 HARROGATE RD, LEXINGTON, KY 40505-2623

Mortgage

Document Number	0025030514
Date	Oct 29, 2025
Instrument	25030514

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEVIER TN
Recording Date	Apr 1, 2022
Property Address	4317 WHETSTONE RD, SEVIERVILLE, TN 37862-1903
Document Number	0060660400
Book / Page	6066 / 400
Map Reference	MB 32 PG 347
Instrument Date	Mar 28, 2022
Instrument	22015213
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	TENNESSEE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1148 CHARLESTON BLVD, MURFREESBORO, TN 37130-1037

Mortgage

Document Number	0022015214
Date	Apr 1, 2022
Instrument	22015214

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Aug 6, 2021
Property Address	4317 WHETSTONE RD, SEVIERVILLE, TN 37862-1903
Document Number	0058560458
Book / Page	5856 / 458
Map Reference	MB 32 PG 347
Instrument Date	Aug 5, 2021
Instrument	21028871
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	TENNESSEE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1148 CHARLESTON BLVD, MURFREESBORO, TN 37130-1037

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00	$153,400 (-) Land $13,600 Building $139,800	$383,500 (-) Land $34,000 Building $349,500
2024	$2,270.00 (+1,701.59%)	$153,400 (-) Land $13,600 Building $139,800
2023		$153,400 Land $13,600 Building $139,800
2021	$126.00		$383,500 Land $34,000 Building $349,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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