4317 Peppermill Ct, Owensboro, KY 42301 Property Records

Daviess County property record for 4317 Peppermill Ct, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1980
Lot Size	0.169 acres (7,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2020)
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Mar 2005 Mortgage Mar 2010 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004-29-02-008-00-000`

Property Details

APN / Parcel Number

Primary APN	`004-29-02-008-00-000`
Alternative APN	`1396765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,401 sqft (0.169 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4317 PEPPERMILL CT
City	OWENSBORO
State	KY
Zip	42301-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4317 PEPPERMILL CT
Legal Subdivision	TOWN & COUNTRY SOUTH
Legal Lot Number	170
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	3
Census Block	3004
Census Tract	1701

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4317 PEPPERMILL CT, OWENSBORO, KY 42301-7421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2005	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 16, 2010	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	4317 PEPPERMILL CT, OWENSBORO, KY 42301-7421
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001412/230
Date	Mar 16, 2005
Book Page	1412/230
Instrument	2005-00004215

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DALLAS, TX 75202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2015

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	4317 PEPPERMILL CT, OWENSBORO, KY 42301-7421
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001742/998
Date	Mar 16, 2010
Book Page	1742/998
Instrument	2010-01294902

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (-)	$240,000 (-)
2025	$2,473.00 (+290.68%)	$240,000 (-) Land $40,000 Building $200,000	$240,000 (-) Land $40,000 Building $200,000
2023		$240,000 (-)	$240,000 (-)
2022	$633.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1997–2013)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2013 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2011 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Owensboro Municipal Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Conexon Connect.

Nearby Properties on Peppermill Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures