4317 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4317 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,764 sqft · built 1931
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Jun 2025 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-0008-0028-00`

Property Details

APN / Parcel Number

Primary APN	`551-0008-0028-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	980 sqft
2nd Floor Area	784 sqft
Upper Floors Area	784 sqft
Basement Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	77 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4317 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDING AVE 50 X 156 LOT 80 GRILEYS 2ND ADD TOCHEV
Legal Subdivision	GRILEYS 2ND
Legal Lot Number	80
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2007
Census Tract	20901

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4317 HARDING AVE, CINCINNATI, OH 45211-4405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Transfer on Death Deed, Transfer
Jun 29, 2020	Quit Claim Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 30, 1997
Transfer Doc	0000036152
Record Updated	Oct 29, 2026

June 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 6, 2025
Property Address	4317 HARDING AVE, CINCINNATI, OH 45211-4405
Document Number	0000042374
Book / Page	15432 / 1598
Map Reference	MB 26 PG 3
Instrument Date	May 30, 2025
Instrument	2025-0042374
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4317 HARDING AVE, CINCINNATI, OH 45211-4405

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 29, 2020
Property Address	4317 HARDING AVE, CINCINNATI, OH 45211-4405
Document Number	0000061903
Book / Page	014199 / 001774
Instrument Date	Jun 19, 2020
Instrument	61903
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4317 HARDING AVE CINCINNATI OH 452114405, CINCINNATI, OH 45211-4405

Mortgage

Document Number	61904
Date	Jun 29, 2020
Book Page	014199/001777
Instrument	61904

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,115.00 (+2.94%)	$49,998 (-) Land $8,747 Building $41,251	$142,850 (-) Land $24,990 Building $117,860
2024	$3,026.00 (-2.04%)	$49,998 (-) Land $8,747 Building $41,251
2023	$3,089.00 (+29.68%)	$49,998 (+49.83%) Land $8,747 Building $41,251	$142,850 (+49.83%) Land $24,990 Building $117,860
2022	$2,382.00 Homeowner's exemption	$33,370 Land $8,271 Building $25,099
2020			$95,340 Land $23,630 Building $71,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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