4317 E Ludlow Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4317 E Ludlow Dr, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,989 sqft · built 1981
Lot Size	0.257 acres (11,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Sep 2026)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`215-72-278`

Property Details

APN / Parcel Number

Primary APN	`215-72-278`
Alternative APN	`215722786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,989 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,989 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	11,208 sqft (0.257 acres)
Parking Spaces	2 Parking Spaces
Pool Area	436 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4317 E LUDLOW DR
City	PHOENIX
State	AZ
Zip	85032-5804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SHADOWRIDGE 3 MCR 206-05
Legal Range	4E
Legal Township	3N
Legal Section	7
Legal Subdivision	SHADOWRIDGE 3
Legal Lot Number	8
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3001
Census Tract	103211

Owner

Source: Maricopa County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4317 E LUDLOW DR, PHOENIX, AZ 85032-5804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	2026535039
Prior Transfer Date	Jul 11, 2014
Prior Transfer Doc	0000472692
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 11, 2026
Property Address	4317 E LUDLOW DR, PHOENIX, AZ 85032-5804
Document Number	0000535039
Instrument Date	Sep 4, 2026
Instrument	2026535039
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 E LUDLOW DR, PHOENIX, AZ 85032-5804

Mortgage

Document Number	0000535040,
Date	Sep 11, 2026
Instrument	2026535040

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2021
Property Address	4317 E LUDLOW DR, PHOENIX, AZ 85032-5804
Document Number	0001080074
Map Reference	MB 206 PG 5
Instrument Date	Oct 5, 2021
Instrument	20211080074
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4317 E LUDLOW DR, PHOENIX, AZ 85032-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 E LUDLOW DR, PHOENIX, AZ 85032-5804

Mortgage

Document Number	0001080075
Date	Oct 6, 2021
Instrument	20211080075

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,860 (+80.88%)	$538,600 (+8.76%) Land $107,700 Building $430,900
2025	$2,578.00 (+5.05%)	$29,777 (-44.1%)	$495,200 (-7.04%) Land $99,000 Building $396,200
2024		$53,270	$532,700 Land $106,500 Building $426,200
2023	$2,454.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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