4316 Rose Ln, Concord, CA 94518 Property Records

Contra Costa County property record for 4316 Rose Ln, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,203 sqft · built 1951
Lot Size	0.345 acres (15,015 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,450 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-051-028-6`

Property Details

APN / Parcel Number

Primary APN	`134-051-028-6`
Alternative APN	`134-051-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	2,203 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1965
Lot Area	15,015 sqft (0.345 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4316 ROSE LN
City	CONCORD
State	CA
Zip	94518-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	PCL MAP 91 PG 23 PCL A
Legal Tract	91PM23
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4000
Census Tract	337300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4316 ROSE LN, CONCORD, CA 94518-1821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 21, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4316 ROSE LN, CONCORD, CA 94518-1821
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 ROSE LN, CONCORD, CA 94518-1821

Mortgage

Document Number	0000196738
Date	Sep 8, 2020
Instrument	2020-196738

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4316 ROSE LN, CONCORD, CA 94518-1821
Document Number	0000035796
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4316 ROSE LN CONCORD CA 945181821, CONCORD, CA 94518-1821

Mortgage

Document Number	0000035796
Date	Feb 28, 2017
Instrument	35796

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$510,001 (+2%) Land $151,305 Building $358,696
2025	$6,450.00 (+4.83%) Homeowner's exemption	$500,002 (+4.04%) Land $148,339 Building $351,663
2023	$6,153.00 (+1.48%) Homeowner's exemption	$480,588 Land $142,580 Building $338,008
2022	$6,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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