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4316 McCovery Rd Ext, Mobile, AL 36695 Property Records

Mobile County property record for 4316 McCovery Rd Ext, Mobile, AL 36695

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,733 sqft · built 1993
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on File
Tax Bill$668 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR023405210000010002

Property Details

APN / Parcel Number

Primary APNR023405210000010002
Alternative APNs
  • 34 05 21 0 000 010.002
  • 02456407
  • 2456407

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,733 sqft Living Area
1st Floor Area1,431 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area44,431 sqft (1.02 acres)
PorchEnclosed Porch
Porch Area450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number2456407
Old Parcel NumberR023405210000010002
Street Address4316 MCCOVERY ROAD EXT
CityMOBILE
StateAL
Zip36695-8803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMG AT NE COR OF NW 1/4 OF NE 1/4 OF SEC 21 T5S R3W TH N 89 DEG 01 SEC 00 MIN W 540 FT TO A PT TH RUN S 00 DEG 21 MIN 00 SEC
Legal Range03W
Legal Township05S
Legal Section21
Legal SubdivisionINTERIM ZONE
JurisdictionMOBILE AL
Township / Civil DivisionGRAND BAY
Census Block Group2
Census Block2010
Census Tract6503

Owner

4316 McCovery Rd Ext is owned and occupied by two individuals who acquired it in June 2018.

Source: Mobile County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address4316 MCCOVERY ROAD EXT, MOBILE, AL 36695-8803
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 1, 2018Warranty Deed, Transfer
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 1, 2018
Transfer Doc0000030326
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4316 MCCOVERY ROAD EXT, MOBILE, AL 36695-8803
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002559
DateJan 13, 2022
Instrument2022002559
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 1, 2018
Property Address4316 MCCOVERY ROAD EXT, MOBILE, AL 36695-8803
Document Number0000030326
Book / Page007642 / 001703
Instrument DateMay 31, 2018
Instrument30326
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyGUARANTEED TITLE COMPANY, GUARANTEED TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$137.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4316 MCCOVERY ROAD EXT MOBILE AL 366958803, MOBILE, AL 36695-8803

Mortgage

Document Number30327
DateJun 1, 2018
Book Page007642/001705
Instrument30327
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
AmountAmount on Record
Term360 Months
DueMay 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4316 McCovery Rd Ext was $668 with a homeowner's exemption, up 5.2% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$668.00 (+5.2%) Homeowner's exemption$12,680 (+5.75%) Land $1,930 Building $10,750$126,800 (+5.75%) Land $19,300 Building $107,500
2024$635.00 (+4.44%) Homeowner's exemption$11,990 (+4.72%) Land $1,910 Building $10,080$119,900 (+4.72%) Land $19,100 Building $100,800
2023$608.00 Homeowner's exemption$11,450 Land $2,200 Building $9,250$114,500 Land $22,000 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4316 McCovery Rd Ext in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4316 McCovery Rd Ext is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 94% of Alabama
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

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