4316 E 45th St, Des Moines, IA 50317 Property Records

Polk County property record for 4316 E 45th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2024
Lot Size0.164 acres (7,129 sqft)
Owner2 Individual Names on Record
Last Sale$262,000 (Jul 2025)
Deeds & MortgagesMar 2025 Mortgage
Jul 2025 Sale & Mortgage
+ 1 more
APN060/42321-278-033

Property Details

APN / Parcel Number

Primary APN060/42321-278-033
Alternative APN
  • 792321278033

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof MaterialAsphalt
Lot Area7,129 sqft (0.164 acres)

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address4316 E 45TH ST
CityDES MOINES
StateIA
Zip50317-4300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 CARTER COURT
Legal SubdivisionCARTER COURT
Legal Lot Number7
JurisdictionPOLK IA
Township / Civil DivisionDELAWARE
Census Block Group2
Census Block2046
Census Tract10602

Owner

Source: Polk County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4316 E 45TH ST, DES MOINES, IA 50317-4300
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2025Deed of Trust, Mortgage · Commercial Mortgage
CITY OF DES MOINES, IOWA
Jul 17, 2025Quit Claim Deed, Transfer · Conventional Mortgage
GREATER DES MOINES HABITAT FOR HUMA
Jul 16, 2025Warranty Deed, Transfer · Conventional Mortgage
GREATER DES MOINES HABITAT FOR HUMA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleJul 16, 2025 · Amount on Record
Deed Document Number202541466
Deed Book / Page20207 / 494
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address4316 E 45TH ST, DES MOINES, IA 50317-4300
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 716, DES MOINES, IA 50303-0716
InvestorPossibly a Property Investor

Mortgage

Document Number0000013818
DateMar 17, 2025
Book Page20075/396
Instrument2025-00013818
Lender
NameCITY OF DES MOINES, IOWA
TypePrivate Party
Address602 ROBERT D RAY DR, DES MOINES, IA 50309
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK IA
Recording DateJul 17, 2025
Property Address4316 E 45TH ST, DES MOINES, IA 50317-4300
Document Number0000041466
Book / Page20207 / 494
Instrument DateJul 14, 2025
Instrument2025-00041466
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$418.40
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4316 E 45TH ST, DES MOINES, IA 50317-4300

Mortgage

Document Number0000041744
DateJul 17, 2025
Instrument2025-00041744
Lender
NameGREATER DES MOINES HABITAT FOR HUMA
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJul 16, 2025
Property Address4316 E 45TH ST, DES MOINES, IA 50317-4300
Document Number0000041200
Book / Page20206 / 71
Instrument DateJul 14, 2025
Instrument2025-00041200
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$418.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4316 E 45TH ST, DES MOINES, IA 50317-4300

Mortgage

Document Number0000041201
DateJul 16, 2025
Instrument2025-00041201
Lender
NameGREATER DES MOINES HABITAT FOR HUMA
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$30,400 Land $10,400 Building $20,000$30,400 Land $10,400 Building $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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