4316 Applegate Rd, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 4316 Applegate Rd, Charlotte, NC 28209 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,194 sqft · built 1958
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2018)
Tax Bill	$3,653 (2024)
Deeds & Mortgages	May 2023 Line of Credit Mar 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`149-114-19`

Property Details

APN / Parcel Number

Primary APN	`149-114-19`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Porch	Finished/Open Porch
Porch Area	258 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4316 APPLEGATE RD
City	CHARLOTTE
State	NC
Zip	28209-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L94 M7-259
Legal Subdivision	SELWYN PARK ADD 06
Legal Block	4
Legal Lot Number	94
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2013
Census Tract	3201

Owner

Source: Mecklenburg County records · APN 149-114-19

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 31, 2026	Intrafamily Transfer, Transfer · Construction Mortgage REGIONS BANK
Oct 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 08, 2019	Deed of Trust, Mortgage · Conventional with PMI AMERICAN SEC MTG
Aug 06, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2018 · Amount on Record
Deed Sale	Aug 06, 2018 · Amount on Record
Prior Sale	Apr 14, 2010 · Amount on Record
Deed Document Number	201898820
Deed Book / Page	32884 / 561
Prior Transfer Date	Nov 15, 2002
Prior Transfer Doc	0000235481
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708

Mortgage

Document Number	0000042994
Date	May 10, 2023
Book Page	38110/810
Instrument	2023042994

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 31, 2026
Property Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708
Document Number	0000032092
Book / Page	40308 / 490
Map Reference	MB 7 PG 259
Instrument Date	Mar 26, 2026
Instrument	2026032092
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708

Mortgage

Document Number	0000032093
Date	Mar 31, 2026
Instrument	2026032093

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137855
Date	Oct 14, 2019
Book Page	33940/262
Instrument	2019137855

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708
Document Number	0000139164
Instrument Date	Oct 08, 2019
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 APPLEGATE RD CHARLOTTE NC 282092708, CHARLOTTE, NC 28209-2708

Mortgage

Document Number	0000139164
Date	Oct 16, 2019
Book Page	033948/000047
Instrument	139164

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 06, 2018
Property Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708
Document Number	0000098820
Book / Page	32884 / 561
Map Reference	MB7 PG259
Instrument Date	Aug 06, 2018
Instrument	2018098820
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 EST END AVE, 114, STATESVILLE, NC 28677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 APPLEGATE RD, CHARLOTTE, NC 28209-2708

Mortgage

Document Number	0000098821
Date	Aug 06, 2018
Instrument	2018098821

Lender

Name	AMERICAN SECURITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$462,200 Land $275,000 Building $187,200	$462,200 Land $275,000 Building $187,200
2024	$3,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190032012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1985–1995)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 1995, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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