McCook County property record for 43156 248th St, Spencer, SD 57374
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1907 |
| Lot Size | 160 acres (6,969,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,880 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.20.3000 |
| Primary APN | 04.20.3000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,969,600 sqft (160 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 132 sqft |
| Utility Building | 1,280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 43156 248TH ST |
|---|---|
| City | SPENCER |
| State | SD |
| Zip | 57374-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SE4 20-104-56 |
| Legal Range | 56 |
| Legal Township | 104 |
| Legal Section | 20 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | PEARL |
| Census Block Group | 2 |
| Census Block | 2104 |
| Census Tract | 964600 |
Source: McCook County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43156 248TH ST, SPENCER, SD 57374-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: McCook County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| County Subdivision | Pearl Township |
| Unified School District | McCook Central School District 43-7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,880.00 (+11.31%) | $554,874 (-18.91%) Land $381,374 Building $173,500 | $554,874 (-18.91%) Land $381,374 Building $173,500 |
| 2023 | $684,257 Land $351,057 Building $333,200 | $684,257 Land $351,057 Building $333,200 | |
| 2022 | $6,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Mar 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TM RURAL WATER DISTRICT serves 4,250 people · EPA ID SD4600999 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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