4315 W 21st St, Chicago, IL 60623 Property Records

Cook County property record for 4315 W 21st St, Chicago, IL 60623

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,124 sqft · built 1912
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2024)
Tax Bill	$780 (2023)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-421-015`

Property Details

APN / Parcel Number

Primary APN	`16-22-421-015`
Alternative APN	`16-22-421-015-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	1,124 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1914
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4315 W 21ST ST
City	CHICAGO
State	IL
Zip	60623-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	T P (PHILLIPS)(EQUITABLE) LAND ASSOCIATIONS (SECOND) ADD TO CHGO IN SE SEC 22-39-13
Legal Range	13E
Legal Township	39N
Legal Section	22
Legal Subdivision	PHILLIPS EQUITABLE LAND ASSOCIATIONS SEC
Legal Block	4
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3021
Census Tract	292500

Owner

4315 W 21st St is owned and occupied by an individual who bought it in April 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4315 W 21ST ST, CHICAGO, IL 60623-2764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit UNITED CREDIT UNION
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED CREDIT UNION
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on File
Deed Sale	Apr 23, 2024 · Amount on File
Prior Sale	May 22, 1995 · Amount on File
Deed Document Number	202423065
Prior Transfer Date	Jul 19, 2014
Prior Transfer Doc	0000019113
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 23, 2024
Property Address	4315 W 21ST ST, CHICAGO, IL 60623-2764
Document Number	0011423065
Instrument Date	Apr 19, 2024
Instrument	2411423065
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4315 W 21ST ST, CHICAGO, IL 60623-2764
Investor	Possibly a Property Investor

Mortgage

Document Number	0011423066
Date	Apr 23, 2024
Instrument	2411423066

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate	6.99%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4315 W 21ST ST, CHICAGO, IL 60623-2764
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 MARSHALL ASH ST, BOLINGBROOK, IL 60490-2123

Mortgage

Document Number	0027646210
Date	Oct 3, 2023
Instrument	2327646210

Lender

Name	UNITED CREDIT UNION
Type	Credit Union
Address	CHICAGO, IL 60632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4315 W 21ST ST, CHICAGO, IL 60623-2764
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034725094
Date	Dec 13, 2021
Instrument	2134725094

Lender

Name	UNITED CREDIT UNION
Type	Credit Union
Address	CHICAGO, IL 60632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4315 W 21ST ST, CHICAGO, IL 60623-2764
Document Number	1726857065
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4315 W 21ST ST CHICAGO IL 606232764, CHICAGO, IL 60623-2764

Mortgage

Document Number	1726857065
Date	Sep 25, 2017
Instrument	26857065

Lender

Name	UNITED CU
Type	Credit Union
Address	CHICAGO, IL 60632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 24, 2037

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,801 Land $5,438 Building $7,363	$128,010 Land $54,380 Building $73,630
2023	$780.00 (+5.55%)
2022	$739.00 Homeowner's exemption	$7,001 Land $3,558 Building $3,443	$70,010 Land $35,580 Building $34,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4315 W 21st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4315 W 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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