4315 Sycamore Rd, Coldwater, MS 38618 Property Records

Tate County property record for 4315 Sycamore Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,059 sqft · built 2022
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$517,792 (Jun 2022)
Tax Bill	$3,924 (2025)
Deeds & Mortgages	Jun 2021 Refinance Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026 13 0001005`

Property Details

APN / Parcel Number

Primary APN	`026 13 0001005`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	3,059 sqft Finished Area
1st Floor Area	2,674 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	196,020 sqft (4.5 acres)
Utility Building	1,200 sqft

Location & Zoning

Street Address	4315 SYCAMORE RD
City	COLDWATER
State	MS
Zip	38618-5373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.5AC PT NE1/4 NE1/4 SE1/4
Legal Range	06
Legal Township	04
Legal Section	13
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	950100

Owner

4315 Sycamore Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Tate County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4315 SYCAMORE RD, COLDWATER, MS 38618-5373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK
Oct 29, 2018	Deed of Trust, Mortgage BANKPLUS
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB
Oct 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Jun 13, 2022
Deed Book / Page	2022 / 2496
Prior Transfer Date	Jun 10, 2022
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4315 SYCAMORE RD, COLDWATER, MS 38618-5373
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/11899
Date	Jun 29, 2021
Book Page	2021/11899

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2022

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4315 SYCAMORE RD, COLDWATER, MS 38618-5373
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000013403
Date	Oct 29, 2018
Book Page	0000002018/0000013403

Lender

Name	BANKPLUS
Type	Bank

Agreement

Amount	Amount on Record
Term	51 Months
Due	Jan 1, 2023

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4315 SYCAMORE RD, COLDWATER, MS 38618-5373
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/15184
Date	Aug 23, 2021
Book Page	2021/15184

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Sep 1, 2022

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4315 SYCAMORE RD, COLDWATER, MS 38618-5373
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/10429
Date	Jun 24, 2022
Book Page	2022/10429

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Oct 29, 2018
Property Address	4315 SYCAMORE RD, COLDWATER, MS 38618-5373
Document Number	02018/3831
Book / Page	2018 / 3831
Instrument Date	Oct 17, 2018
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4315 SYCAMORE RD, COLDWATER, MS 38618-5373

Tax Assessment & Valuation

The 2025 property tax bill for 4315 Sycamore Rd was $3,924.

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,924.00	$34,518 Land $2,220 Building $32,298	$343,960 Land $22,200 Building $321,760
2023	$3,265.00	$26,882 Land $2,220 Building $24,662	$264,524 Land $22,200 Building $242,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4315 Sycamore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4315 Sycamore Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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