4315 Spruce Ln, Eagle River, WI 54521 Property Records

Vilas County property record for 4315 Spruce Ln, Eagle River, WI 54521 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Lot Size1.58 acres (68,825 sqft)
OwnerIndividual Name on File
Last Sale$138,500 (May 2018)
Tax Bill$1,361 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-188-07

Property Details

APN / Parcel Number

Primary APN14-188-07
Alternative APN
  • 4 GL 4-12

Exterior

Lot Area68,825 sqft (1.58 acres)

Location & Zoning

Street Address4315 SPRUCE LN
CityEAGLE RIVER
StateWI
Zip54521-9374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRT GOVT LOT 4 PCL 10
Legal Range10E
Legal Township39N
Legal Section03
Legal Lot Number4
JurisdictionVILAS WI
Township / Civil DivisionLINCOLN
Census Block Group3
Census Block3014
Census Tract950502

Owner

Source: Vilas County records · APN 14-188-07

Assessment roll updated February 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4315 SPRUCE LN, B, EAGLE RIVER, WI 54521-9374
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2022Warranty Deed, Transfer · Conventional Mortgage
NICOLET NATIONAL BANK
May 01, 2018Warranty Deed, Transfer · Conventional Mortgage
PARKSIDE LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2018 · Amount on Record
Deed SaleMay 01, 2018 · Amount on Record
Prior SaleJun 08, 2006 · Amount on Record
Deed Document Number2018553626
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVILAS WI
Recording DateAug 01, 2022
Property Address4315 SPRUCE LN, EAGLE RIVER, WI 54521-9374
Document Number0000595534
Instrument DateJul 15, 2022
Instrument595534
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyVILAS TITLE SERVICE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000595535
DateAug 01, 2022
Instrument595535
Lender
NameNICOLET NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2032
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change9.75%
Index1-Year CMT
Max Rate9.75%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVILAS WI
Recording DateMay 01, 2018
Property Address4315 SPRUCE LN, EAGLE RIVER, WI 54521-9374
Document Number0000553626
Instrument DateApr 26, 2016
Instrument553626
Transaction TypeTransfer
Record UpdatedMar 08, 2022
Title CompanyVILAS TITLE SERVICE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$415.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4315 SPRUCE LN, EAGLE RIVER, WI 54521-9374

Mortgage

Document Number0000553627
DateMay 01, 2018
Instrument553627
Lender
NamePARKSIDE LENDING LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2033

Tax Assessment & Valuation

Source: Vilas County records · Assessment roll updated February 20, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyVilas County
County SubdivisionLincoln Town
Unified School DistrictNorthland Pines School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,361.00 (-2.44%)$231,600 (-) Land $33,400 Building $198,200
2023$1,395.00$231,600 Land $33,400 Building $198,200
2022$192,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vilas County (55125C), updated June 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 57% of Wisconsin
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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