4315 Shore Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 4315 Shore Rd, Sparrows Point, MD 21219

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,064 sqft · built 1922
Lot Size0.192 acres (8,350 sqft)
OwnerIndividual Name on File
Last Sale$399,999 (Apr 2025)
Tax Bill$4,695 (2024)
Deeds & MortgagesMar 2021 Mortgage
Jul 2019 Sale & Mortgage
APN15-1523505080

Property Details

APN / Parcel Number

Primary APN15-1523505080
Alternative APN
  • 1523505080

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,064 sqft Living Area
Gross Area1,240 sqft
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,350 sqft (0.192 acres)
Lot Dimensions189 ft deep x 55 ft wide
View / LotWaterfront

Exterior Amenities

PorchEnclosed Porch
Porch Area264 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1523505080
Street Address4315 SHORE RD
CitySPARROWS POINT
StateMD
Zip21219-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 38 MERRITT SHORES
Legal SubdivisionMERRITT SHORES
Legal Block2
Legal Lot Number38
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2003
Census Tract452400

Owner

4315 Shore Rd is owned and occupied by an individual who bought it in April 2025.

Source: Baltimore County records, as of September 9, 2025

Owner of RecordIndividual Name on File
Mailing Address4315 SHORE RD, SPARROWS POINT, MD 21219-1033
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY VANGUARD BANK
Jul 26, 2019Deed, Transfer · Conventional Mortgage
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2025 · Amount on File
Deed SaleApr 15, 2025 · Amount on File
Prior SaleJul 26, 2019 · Amount on File
Transfer Doc0149100496
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4315 SHORE RD, BALTIMORE, MD 21219-1033
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyPROGRESSIVE TITLE COMPANY, PROGRESSIVE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0442720066
DateMar 10, 2021
Book Page44272/66
Lender
NameBAY VANGUARD BANK
TypeBank
AddressSPARROWS POINT, MD 21219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term177 Months
DueDec 1, 2035

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJul 26, 2019
Property Address4315 SHORE RD, BALTIMORE, MD 21219-1033
Document Number0416780162
Book / Page41678 / 162
Map ReferenceLB WPC 7 FO 153
Instrument DateJun 28, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyRESOURCE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8023 WOOD AVE, 8023, SPARROWS POINT, MD 21219-2444

Transferred To (Grantee/Buyer)

NameVerified Name
Address4315 SHORE RD, SPARROWS POINT, MD 21219-1033

Mortgage

Document Number0041678167
DateJul 26, 2019
Instrument41678/167
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$304,700$327,500 Land $231,700 Building $95,800
2024$4,695.00 (+114.29%)
2023$2,191.00$259,100 Land $180,300 Building $78,800$259,100 Land $180,300 Building $78,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4315 Shore Rd; there have been 28 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims28 (1996–2024)
Claims Outside the SFHA10 of 28
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4315 Shore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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