4315 Poole Rd, Finksburg, MD 21048 Property Records

Carroll County property record for 4315 Poole Rd, Finksburg, MD 21048

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,496 sqft · built 1998
Lot Size	3.91 acres (170,320 sqft)
Owner	Individual Name on File
Last Sale	$438,000 (Jul 2010)
Tax Bill	$6,296 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-064860`

Property Details

APN / Parcel Number

Primary APN	`04-064860`
Alternative APNs	`4064860` `064860`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,496 sqft Total Area
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	170,320 sqft (3.91 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Patio Area	293 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	064860
Street Address	4315 POOLE RD
City	FINKSBURG
State	MD
Zip	21048-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 2 -3.914 ACS POOLE RD 34-51 RASH'S HILL
Legal Subdivision	RASHS HILL
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	1
Census Block	1004
Census Tract	504202

Owner

4315 Poole Rd is owned and occupied by an individual who bought it in July 2010.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4315 POOLE RD, FINKSBURG, MD 21048-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2010 · Amount on File
Deed Sale	Jul 8, 2010 · Amount on File
Prior Sale	Aug 20, 2007 · Amount on File
Deed Document Number	201093449
Deed Book / Page	6223 / 409
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4315 POOLE RD, FINKSBURG, MD 21048-2538
Document Number	0097800290
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4315 POOLE RD FINKSBURG MD 210482538, FINKSBURG, MD 21048-2538

Mortgage

Document Number	0097800290
Date	Jul 30, 2020
Book Page	009780/000290

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 29, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 4315 Poole Rd was $6,296 with a homeowner's exemption, up 5.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,296.00 (+5.06%) Homeowner's exemption	$608,500	$676,300 Land $204,500 Building $471,800
2025	$5,993.00 Homeowner's exemption
2023	$5,579.00 Homeowner's exemption	$493,800	$574,600 Land $184,500 Building $390,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4315 Poole Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4315 Poole Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20