4315 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 4315 Pinnacle Inn Rd, Beech Mountain, NC 28604 · Last verified July 2026

Property Summary

Property Type	Other
Details	2 bd · 2 ba · 825 sqft · built 1984
Lot Size	2.47 acres (107,840 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Nov 2025)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Apr 2026 Transfer Nov 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1859-06-39-4373-04315`

Property Details

APN / Parcel Number

Primary APN	`1859-06-39-4373-04315`
Alternative APNs	`79072` `77221`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	543 Units
Stories	1 Story
Building Area	825 sqft Gross Area
1st Floor Area	825 sqft
Basement Area	36 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	107,840 sqft (2.47 acres)
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	79072
Street Address	4315 PINNACLE INN RD
City	BEECH MOUNTAIN
State	NC
Zip	28604
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	BM PINNACLE INN 04 4315 PLAT 20-111
Legal Subdivision	BM PINNACLE INN
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1002
Census Tract	930100

Owner

Source: Avery County records · APN 1859-06-39-4373-04315

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	410 LEWIS DR, CAROLINA BEACH, NC 28428-3964
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 05, 2025	Warranty Deed, Transfer
Feb 16, 2022	Warranty Deed, Transfer · Commercial Mortgage BANK OF OAK RIDGE
Feb 12, 2021	Warranty Deed, Transfer
Jan 24, 2020	Warranty Deed, Transfer · Conventional with PMI STATE EMPS CU
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2025 · Amount on Record
Deed Sale	Nov 05, 2025 · Amount on Record
Prior Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	20254696
Deed Book / Page	614 / 943
Last Transfer Date	Feb 11, 2026
Transfer Doc	0000001594
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Apr 27, 2026
Property Address	4315 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number	0000001594
Book / Page	619 / 1274
Instrument Date	Feb 11, 2026
Instrument	20261594
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	410 LEWIS DR, CAROLINA BEACH, NC 28428-3964
Investor	Possibly a Property Investor

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 05, 2025
Property Address	301 PINNACLE INN RD # 4315, 4315, BEECH MOUNTAIN, NC 28604-7478
Document Number	0000004696
Book / Page	614 / 943
Instrument Date	Oct 03, 2025
Instrument	2025004696
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Amount	Amount Recorded
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 GIDEON GROVE CHURCH RD, STOKESDALE, NC 27357-8083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 LEWIS DR, CAROLINA BEACH, NC 28428-3964

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 16, 2022
Property Address	301 PINNACLE INN RD # 4315, 4315, BEECH MOUNTAIN, NC 28604-7478
Document Number	0000001041
Book / Page	573 / 1258
Map Reference	MB 142 PG 9
Instrument Date	Feb 08, 2022
Instrument	2022001041
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 WEST BLVD TREMONT AVE113, 125, CHARLOTTE, NC 28203-4401

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005731262
Date	Feb 16, 2022
Instrument	573/1262

Lender

Name	BANK OF OAK RIDGE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 02, 2032

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 12, 2021
Property Address	301 PINNACLE INN RD # 4315, 4315, BEECH MOUNTAIN, NC 28604-7478
Document Number	0000000862
Book / Page	556 / 1071
Map Reference	MB 5 PG 6
Instrument Date	Feb 11, 2021
Instrument	2021000862
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2825 TRYON PINES DR, 2825, RALEIGH, NC 27603-6205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 W TREMONT AVE UNIT 113, 113, CHARLOTTE, NC 28203-0014

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jan 24, 2020
Property Address	301 PINNACLE INN RD # 4315, 4315, BEECH MOUNTAIN, NC 28604-7478
Document Number	0005400006
Book / Page	000540 / 000006
Instrument Date	Jan 20, 2020
Instrument	470
Transaction Type	Transfer
Record Updated	Feb 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9608 STABLE POINT CIR WAKE FOREST NC 275874961, WAKE FOREST, NC 27587-4961

Mortgage

Document Number	5400009
Date	Jan 24, 2020
Book Page	000540/000009
Instrument	471

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	2%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	301 PINNACLE INN RD # 4315, 4315, BEECH MOUNTAIN, NC 28604-7478
Document Number	0005252416
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8213 HILLSIDE DR RALEIGH NC 276127221, RALEIGH, NC 27612-7221

Mortgage

Document Number	0005252416
Date	Nov 05, 2018
Book Page	000525/002416
Instrument	5757

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	RALEIGH, NC 27607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 04, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Beech Mountain Town
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00	$137,900 (+4.31%) Building $137,900	$137,900 (+4.31%) Building $137,900
2024	$1,388.00 (+162.88%)	$132,200 (-) Building $132,200	$132,200 (-) Building $132,200
2023	$528.00	$132,200 Building $132,200	$132,200 Building $132,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119301001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Nearby Flood Policies	47 units insured 4 under condo master policies
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

4315 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Pinnacle Inn Rd

Nearby Streets

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