4315 Jenee Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4315 Jenee Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,976 sqft · built 2001
Lot Size	0.255 acres (11,132 sqft)
Owner	Individual Name on File
Last Sale	$361,000 (Aug 2024)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-010-000-107`

Property Details

APN / Parcel Number

Primary APN	`02-02-010-000-107`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	1,084 sqft
2nd Floor Area	902 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,132 sqft
Lot Dimensions	140 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	364 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4315 JENEE DR
City	LORAIN
State	OH
Zip	44053-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMDEN RIDGE SUB 1 79.43 X 140.15
Legal Subdivision	CAMDEN RIDGE SUBDIVISION #1
Legal Tract	2
Legal Lot Number	65
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2020
Census Tract	97202

Owner

4315 Jenee Dr is owned and occupied by an individual who acquired it in December 2025.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4315 JENEE DR, LORAIN, OH 44053-4411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
	Deed of Trust, Mortgage
Dec 30, 2025	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 7, 2017	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	Aug 2, 2024 · Amount on File
Deed Document Number	0000021761
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000080506
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4315 JENEE DR, LORAIN, OH 44053-4411
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000857402
Date	Jan 5, 2022
Instrument	2022-0857402

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4315 JENEE DR, LORAIN, OH 44053-4411
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Dec 30, 2025
Property Address	4315 JENEE DR, LORAIN, OH 44053-4411
Document Number	0000080506
Map Reference	VOL 69 PG 59
Instrument Date	Dec 29, 2025
Instrument	2025-0080506
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4315 JENEE DR, LORAIN, OH 44053-4411

Mortgage

Document Number	20260080926
Date	Dec 30, 2025
Instrument	2026-0080926

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Oct 1, 2054

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 7, 2017
Property Address	4315 JENEE DR, LORAIN, OH 44053-4411
Document Number	0000650837
Instrument Date	Nov 6, 2017
Instrument	650837
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4315 JENEE DR LORAIN OH 440534411, LORAIN, OH 44053-4411

Mortgage

Document Number	650838
Date	Nov 7, 2017
Instrument	650838

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4315 Jenee Dr was $4,088.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,088.00	$96,820 (+%) Land $19,250 Building $77,570	$276,620 (-) Land $55,000 Building $221,620
2024	$4,088.00 (+5.14%)	$96,817 (+25.62%) Land $19,250 Building $77,567	$276,620 (+25.62%) Land $55,000 Building $221,620
2023	$3,888.00 (+4.01%)	$77,074 (-0.01%) Land $14,938 Building $62,136	$220,210 Land $42,680 Building $177,530
2022	$3,738.00	$77,080 Land $14,940 Building $62,140
2021			$220,210 Land $42,680 Building $177,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4315 Jenee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4315 Jenee Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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