Snohomish County property record for 4315 Hoyt Ave, Everett, WA 98203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,303 sqft · built 1933 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Apr 2025) |
| Tax Bill | $4,657 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4078-003-002-00 |
| Primary APN | 4078-003-002-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,303 sqft Living Area |
| Gross Area | 2,120 sqft |
| 1st Floor Area | 973 sqft |
| Basement Area | 817 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1081978 |
|---|---|
| Street Address | 4315 HOYT AVE |
| City | EVERETT |
| State | WA |
| Zip | 98203-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR4 |
| Legal Description | CENTRAL PARK ADD TO EVERETT BLK 003 D-00 - LOTS 2 & 3 BLK 3 |
| Legal Section | 31 |
| Legal Subdivision | CENTRAL PARK ADD TO EVERETT |
| Legal Block | 003 D |
| Legal Lot Number | 2,3 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | EVERETT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 41000 |
4315 Hoyt Ave is owned and occupied by two individuals who bought it in April 2025.
Source: Snohomish County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4315 HOYT AVE, EVERETT, WA 98203-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 16, 2018 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG-TEHACHAPI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | May 31, 2024 · Amount on File |
| Deed Document Number | 2025237 |
| Prior Transfer Date | May 29, 2024 |
| Prior Transfer Doc | 0000000408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4315 HOYT AVE, EVERETT, WA 98203-2316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Title Company | RAINIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 4315 HOYT AVE, EVERETT, WA 98203-2316 |
| Document Number | 0000000087 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 202601300087 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Jun 22, 2022 |
| Property Address | 4315 HOYT AVE, EVERETT, WA 98203-2316 |
| Document Number | 0000000505 |
| Map Reference | VOL 8 PG 53 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 202206220505 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | RAINIER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4315 HOYT AVE, EVERETT, WA 98203-2316 |
| Document Number | 0000000506 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 202206220506 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4315 HOYT AVE, EVERETT, WA 98203-2316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000111 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 202008040111 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | May 16, 2018 |
| Property Address | 4315 HOYT AVE, EVERETT, WA 98203-2316 |
| Document Number | 0000000590 |
| Instrument Date | May 14, 2018 |
| Instrument | 201805160590 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1101 SW CORONADO ST PORTLAND OR 972197625, PORTLAND, OR 97219-7625 |
| Document Number | 591 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 201805160591 |
| Name | AMERICAN PACIFIC MTG-TEHACHAPI |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2048 |
The 2026 property tax bill for 4315 Hoyt Ave was $4,657.
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Municipality | Everett City |
| Unified School District | Everett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,657.00 | $542,300 Land $306,300 Building $236,000 | $542,300 Land $306,300 Building $236,000 |
| 2023 | $3,000.00 | $365,400 Land $273,800 Building $91,600 | $365,400 Land $273,800 Building $91,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4315 Hoyt Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1990–1996) |
| Most Recent Claim | Mar 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4315 Hoyt Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures