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4315 Harshaw Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 4315 Harshaw Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 912 sqft · built 1981
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$121,000 (Jul 2017)
Tax Bill$987 (2025)
Deeds & MortgagesOct 2025 Foreclosure
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550104823178000

Property Details

APN / Parcel Number

Primary APN550104823178000
Alternative APN
  • 45923

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area912 sqft Heated Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2010
Exterior MaterialWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Lot Dimensions313 ft deep x 143 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area304 sqft
Deck Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number45923
Street Address4315 HARSHAW RD
CityMURPHY
StateNC
Zip28906-7807
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionFR KIMBRELL 1523/653 1544/993
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2015
Census Tract930501

Owner

Source: Cherokee County records · APN 550104823178000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address339 CARSON LN, MURPHY, NC 28906-2266
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Public Action, Foreclosure · Conventional Mortgage
STATE EMPLOYEES CU
Jul 06, 2017Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2017 · Amount on Record
Deed SaleJul 06, 2017 · Amount on Record
Prior SaleJul 06, 2017 · Amount on Record
Deed Document Number01564/0209
Deed Book / Page01564 / 0209
Last Transfer DateOct 06, 2025
Transfer Doc001787/568
Record UpdatedJun 08, 2026

October 2025: Public Action, Foreclosure

Document TypePublic Action
JurisdictionCHEROKEE NC
Recording DateOct 06, 2025
Property Address4315 HARSHAW RD, MURPHY, NC 28906-7807
Document Number001787/568
Book / Page1787 / 568
Instrument DateSep 04, 2025
Instrument4852
Transaction TypeForeclosure
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$484.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address2299 OLD PEACHTREE RD, MARBLE, NC 28905-8380

Transferred To (Grantee/Buyer)

NameVerified Name
Address339 CARSON LN, MURPHY, NC 28906-2266

Mortgage

Document Number0001787570
DateOct 06, 2025
Instrument1787/570
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 01, 2035

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 06, 2017
Property Address4315 HARSHAW RD, MURPHY, NC 28906-7807
Document Number01564/0209
Book / Page01564 / 0209
Instrument DateJun 08, 2017
Instrument02930
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$242.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 POSSUM PASS, 55, MURPHY, NC 28906-4262

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 207, MARBLE, NC 28905-0207

Mortgage

Document Number01564/0211
DateJul 06, 2017
Book Page01564/0211
Instrument02931
Lender
NameMIDLAND STATES BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$987.00$136,490 (-)$136,490 (-) Land $13,460 Building $123,030
2023$136,490$136,490 Land $13,460 Building $123,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2020–2025)
Most Recent ClaimApr 2025, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · above 85% of North Carolina
Wildfire LikelihoodAbout 1 in 389 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: CND Acquisition, Wilkes Telephone Membership, T-Mobile USA, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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