Hillsborough County property record for 4315 Gulfwinds Dr, Lutz, FL 33558 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,851 sqft · built 1995 |
| Lot Size | 0.168 acres (7,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Dec 2011) |
| Tax Bill | $2,670 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0145252910 |
| Primary APN | 0145252910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,851 sqft Heated Area |
| 1st Floor Area | 1,851 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,336 sqft (0.168 acres) |
| Lot Dimensions | 131 ft deep x 56 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 158 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0145252910 |
|---|---|
| Street Address | 4315 GULFWINDS DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-2745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALUSA TRACE UNIT IX PHASE I LOT 70 BLOCK A |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | CALUSA TRACE UNIT IX PHASE I |
| Legal Phase | I |
| Legal Block | A |
| Legal Lot Number | 70 |
| Legal Unit | 9 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11522 |
Source: Hillsborough County records · APN 0145252910
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4315 GULFWINDS DR, LUTZ, FL 33558-2745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Feb 17, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 17, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2011 · Amount on Record |
| Deed Sale | Dec 08, 2011 · Amount on Record |
| Prior Sale | Dec 08, 2011 · Amount on Record |
| Deed Document Number | 0000398874 |
| Deed Book / Page | 20846 / 0527 |
| Last Transfer Date | Feb 17, 2021 |
| Transfer Doc | 0000079241 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4315 GULFWINDS DR, LUTZ, FL 33558-2745 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4315 GULFWINDS DR, LUTZ, FL 33558-2745 |
| Document Number | 0000255994 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022255994 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 17, 2021 |
| Property Address | 4315 GULFWINDS DR, LUTZ, FL 33558-2745 |
| Document Number | 2021079241 |
| Map Reference | MB 74 PG 18 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021079241 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2021 |
| Title Company | INSURED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16554 BRIGADOON DR, 16554, TAMPA, FL 33618-1027 |
| Name | Verified Name |
|---|---|
| Address | 4315 GULFWINDS DR, LUTZ, FL 33558-2745 |
| Document Number | 2021079242 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021079242 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 17, 2021 |
| Property Address | 4315 GULFWINDS DR, LUTZ, FL 33558-2745 |
| Document Number | 0000079241 |
| Map Reference | MB 74 PG 18 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021079241 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | INSURED TITLE AGENCY, INSURED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16554 BRIGADOON DR, 16554, TAMPA, FL 33618-1027 |
| Name | Verified Name |
|---|---|
| Address | 4315 GULFWINDS DR, LUTZ, FL 33558-2745 |
| Document Number | 0000079242 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021079242 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,670.00 (+15.33%) Homeowner's exemption | $148,802 (+5.99%) | $327,086 (+12.26%) Land $105,954 Building $221,132 |
| 2023 | $2,315.00 (+7.23%) Homeowner's exemption | $140,396 (+3%) | $291,366 (-5.53%) Land $73,353 Building $218,013 |
| 2022 | $2,159.00 Homeowner's exemption | $136,307 | $308,410 Land $73,353 Building $235,057 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570115222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 67 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 67 in force 60 of 67 on primary residences |
| Nearby Flood Claims | 3 (2004–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2015, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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