4315 E M St, Tacoma, WA 98404 Property Records

Pierce County property record for 4315 E M St, Tacoma, WA 98404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,300 sqft · built 1930
Lot Size0.255 acres (11,102 sqft)
Owner2 Individual Names on File
Last Sale$152,719 (Jan 2014)
Tax Bill$4,452 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN032015-3-026

Property Details

APN / Parcel Number

Primary APN032015-3-026

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,300 sqft Living Area
Gross Area1,560 sqft
1st Floor Area1,300 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,102 sqft (0.255 acres)
Lot Width91.6 ft Width
TerrainBelow Road/Slope
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address4315 E M ST
CityTACOMA
StateWA
Zip98404-3744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSECTION 15 TOWNSHIP 20 RANGE 03 QUARTER 31 : COM AT NE COR OF GOVT LOT 3 TH S 1070.74 FT TH W ALG N LI OF KNOWLES 1ST ADD 536.90 FT M/L TO NW COR L 1 B 4 OF SD KNOWLES 1ST ADD & POB TH N PAR/W E LI OF GOVT LOT 3 91.58 FT TH W TO E LI OF E M ST TH S O
Legal Range03
Legal Township20
Legal Section15
Legal Block4
Legal Lot Number3
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group1
Census Block1000
Census Tract62300

Owner

4315 E M St is owned and occupied by two individuals who bought it in January 2014.

Source: Pierce County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address4315 E M ST, TACOMA, WA 98404-3744
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESTREET BANK
Jul 11, 2019Deed of Trust, Mortgage · Line of Credit
BOEING EMPS CU
Oct 23, 2017Deed of Trust, Mortgage · Line of Credit
BOEING EMPS CU
Jun 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMESTREET BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2014 · Amount on File
Deed SaleJan 28, 2014 · Amount on File
Prior SaleSep 18, 2013 · Amount on File
Deed Document Number2014526
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4315 E M ST, TACOMA, WA 98404-3744
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002080339
DateFeb 8, 2021
Instrument202102080339
Lender
NameHOMESTREET BANK
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4315 E M ST, TACOMA, WA 98404-3744
Document Number1907230284
Instrument DateJul 11, 2019
Transaction TypeMortgage
Record UpdatedAug 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4315 E M ST TACOMA WA 984043744, TACOMA, WA 98404-3744

Mortgage

Document Number1907230284
DateJul 23, 2019
Instrument201907230284
Lender
NameBOEING EMPS CU
TypeCredit Union
AddressSEATTLE, WA 98124-9750
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 22, 2044
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4315 E M ST, TACOMA, WA 98404-3744
Document Number1711080125
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4315 E M ST TACOMA WA 984043744, TACOMA, WA 98404-3744

Mortgage

Document Number1711080125
DateNov 8, 2017
Instrument201711080125
Lender
NameBOEING EMPS CU
TypeCredit Union
AddressSEATTLE, WA 98124-9750
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 7, 2042
Interest
Rate TypeAdjustable Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4315 E M ST, TACOMA, WA 98404-3744
Document Number1706220145
Instrument DateJun 17, 2017
Transaction TypeMortgage
Record UpdatedJul 7, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4315 E M ST TACOMA WA 984043744, TACOMA, WA 98404-3744

Mortgage

Document Number1706220145
DateJun 22, 2017
Instrument201706220145
Lender
NameHOMESTREET BK
TypeBank
AddressSEATTLE, WA 98101-2326
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4315 E M St was $4,452, up 7.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityTacoma City
Unified School DistrictTacoma Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$415,200 Land $170,000 Building $245,200$415,200 Land $170,000 Building $245,200
2025$4,452.00 (+7.12%)
2024$4,156.00 (-0.53%)$373,200 (-7.21%) Land $168,200 Building $205,000$373,200 (-7.21%) Land $168,200 Building $205,000
2023$4,178.00$402,200 Land $171,500 Building $230,700$402,200 Land $171,500 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4315 E M St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4315 E M St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TACOMA WATER DIVISION
serves 446,245 people · EPA ID WA5386800
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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