4315 E Avery Ann Rd, Glencoe, OK 74032 Property Records

Payne County property record for 4315 E Avery Ann Rd, Glencoe, OK 74032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,200 sqft · built 2015
Lot Size	11.7 acres (510,523 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,556 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N03E-20-1-00000-000-0014`

Property Details

APN / Parcel Number

Primary APN	`20N03E-20-1-00000-000-0014`
Alternative APNs	`600086786` `86786`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,200 sqft Living Area
1st Floor Area	1,783 sqft
2nd Floor Area	1,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	510,523 sqft (11.7 acres)
Garage Type	Built-in
Garage Area	1,299 sqft
Porch	Slab
Porch Area	485 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	86786
Street Address	4315 E AVERY ANN RD
City	GLENCOE
State	OK
Zip	74032-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-20N-03E A-14 (11.72ACM/L) BEG 1854.55'W SE/C S/2 NE/4; W-823.41' N02^E-642.62' E-760.90' S03^E-647.64' POB
Legal Range	03E
Legal Township	20N
Legal Section	20
Legal Subdivision	20N-03E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2124
Census Tract	11101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4315 E AVERY ANN RD, GLENCOE, OK 74032-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	4315 E AVERY ANN RD, GLENCOE, OK 74032-1601
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027300180
Date	Dec 16, 2022
Book Page	2730/180
Instrument	I-2022-014279

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	STILLWATER, OK 74075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	4315 E AVERY ANN RD, GLENCOE, OK 74032-1601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OKLAHOMA CLOSING & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025850495
Date	Sep 8, 2020
Book Page	2585/495
Instrument	2020-009875

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	STILLWATER, OK 74075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Glencoe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,728 (+61.65%) Land $9,258 Building $75,470	$743,230 (+10.82%) Land $81,216 Building $662,014
2025	$7,556.00 (+51.94%) Homeowner's exemption	$52,413 (-) Land $6,695 Building $45,718
2024	$4,973.00 (+7.41%) Homeowner's exemption	$52,413 (+3%) Land $6,695 Building $45,718	$670,670 (+19.75%) Land $85,670 Building $585,000
2023	$4,630.00 (+3.39%) Homeowner's exemption	$50,887 (+3%) Land $1,477 Building $49,410	$560,080 (+8.56%) Land $16,260 Building $543,820
2022	$4,478.00 Homeowner's exemption	$49,405 Land $1,516 Building $47,889	$515,940 Land $15,840 Building $500,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 53% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	51 EAST WATER serves 2,500 people · EPA ID OK3006003
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	3 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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