Manitowoc County property record for 4315 Delta St, Manitowoc, WI 54220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1995 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,984 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-450-021-030.00 |
| Primary APN | 52-450-021-030.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 1,660 sqft |
| 1st Floor Area | 1,020 sqft |
| 2nd Floor Area | 480 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 160 sqft |
| Unfinished Basement | 920 sqft |
| Game Room | Game Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,990 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | 340 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 4315 DELTA ST |
|---|---|
| City | MANITOWOC |
| State | WI |
| Zip | 54220-3451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MTWC RAPIDS LOTS 3 & 4 BLK 21 |
| Legal Subdivision | MTWC RAPIDS |
| Legal Block | 21 |
| Legal Lot Number | 3,4 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | MANITOWOC |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 300 |
Source: Manitowoc County records · APN 52-450-021-030.00
Assessment roll updated June 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4315 DELTA ST, MANITOWOC, WI 54220-3451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITEDONE CU |
| Sep 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST NAT'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 4315 DELTA ST, MANITOWOC, WI 54220-3451 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3403/624 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 3403/624 |
| Instrument | 1235839 |
| Name | UNITEDONE CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 4315 DELTA ST, MANITOWOC, WI 54220-3451 |
| Document Number | 0001198908 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4315 DELTA ST MANITOWOC WI 542203451, MANITOWOC, WI 54220-3451 |
| Document Number | 0001198908 |
|---|---|
| Date | Oct 02, 2018 |
| Book Page | 003178/000275 |
| Instrument | 1198908 |
| Name | BANK FIRST NAT'L |
|---|---|
| Type | Bank |
| Address | MANITOWOC, WI 54220-0010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2033 |
Source: Manitowoc County records · Assessment roll updated June 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Manitowoc City |
| Unified School District | Manitowoc School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,984.00 (+27.27%) Homeowner's exemption | $340,000 (+33.7%) Land $19,000 Building $321,000 | $345,315 (+35.63%) Land $19,297 Building $326,018 |
| 2023 | $3,916.00 Homeowner's exemption | $254,300 Land $18,000 Building $236,300 | $254,600 Land $18,021 Building $236,579 |
Source: FEMA National Flood Hazard Layer as of February 22, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1979–2020) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | May 2020 |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 199 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MANITOWOC WATERWORKS serves 34,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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