4315 Cherry Johnson Rd, Effingham, SC 29541 Property Records

Florence County property record for 4315 Cherry Johnson Rd, Effingham, SC 29541

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,768 sqft · built 2022
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2024)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00104-01-210`

Property Details

APN / Parcel Number

Primary APN	`00104-01-210`
Alternative APN	`15047474`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Construction Type	Frame
Lot Area	75,359 sqft (1.73 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4315 CHERRY JOHNSON RD
City	EFFINGHAM
State	SC
Zip	29541-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY JOHNSON RD
Legal Tract	2
Jurisdiction	FLORENCE SC
Township / Civil Division	DANWOOD
Census Block Group	3
Census Block	3035
Census Tract	1504

Owner

4315 Cherry Johnson Rd is owned and occupied by an individual who bought it in November 2024.

Source: Florence County records, as of June 10, 2026

Owner of Record	Individual Name on File
Mailing Address	4315 CHERRY JOHNSON RD, EFFINGHAM, SC 29541-4207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage ANDERSON BROTHERS BANK
Mar 28, 2022	Deed, Subdivision Related Transfer · USDA Mortgage C & A MORTGAGE SERVICES OF FLORENCE
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage ANDERSON BROTHERS BK
Oct 7, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2024 · Amount on File
Deed Sale	Nov 6, 2024 · Amount on File
Prior Sale	Aug 19, 2024 · Amount on File
Deed Document Number	202414427
Deed Book / Page	1128 / 770
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	4315 CHERRY JOHNSON RD, EFFINGHAM, SC 29541-4207
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3568 SARDIS HWY, TIMMONSVILLE, SC 29161-8025

Mortgage

Document Number	0009041680
Date	Feb 19, 2021
Book Page	904/1680

Lender

Name	ANDERSON BROTHERS BANK
Type	Bank
Address	FLORENCE, SC 29505

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 16, 2022

March 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Mar 28, 2022
Property Address	4315 CHERRY JOHNSON RD, EFFINGHAM, SC 29541-4207
Document Number	0009840274
Book / Page	984 / 274
Map Reference	MB 99 PG 39
Instrument Date	Mar 25, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4315 CHERRY JOHNSON RD, EFFINGHAM, SC 29541-4207

Mortgage

Document Number	0000984278
Date	Mar 28, 2022
Instrument	984/278

Lender

Name	C & A MORTGAGE SERVICES OF FLORENCE
Type	Non-Lending Institution

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Feb 14, 2020
Property Address	4315 CHERRY JOHNSON RD, EFFINGHAM, SC 29541-4207
Document Number	0000002078
Book / Page	000839 / 000304
Instrument Date	Feb 13, 2020
Instrument	2078
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3568 SARDIS HWY TIMMONSVILLE SC 291618025, TIMMONSVILLE, SC 29161-8025

Mortgage

Document Number	2079
Date	Feb 14, 2020
Book Page	000839/000308
Instrument	2079

Lender

Name	ANDERSON BROTHERS BK
Type	Bank
Address	FLORENCE, SC 29505

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 13, 2025

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Oct 7, 2019
Property Address	4315 CHERRY JOHNSON RD, EFFINGHAM, SC 29541-4207
Document Number	0000014781
Book / Page	000819 / 001436
Instrument Date	Sep 29, 2019
Instrument	14781
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 VILLA DR FAYETTEVILLE NC 283111304, FAYETTEVILLE, NC 28311-1304

Tax Assessment & Valuation

The 2025 property tax bill for 4315 Cherry Johnson Rd was $5,103.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,103.00	$9,822 Land $982 Building $8,840	$245,561 Land $24,550 Building $221,011
2023	$256.00 (+26.11%)	$9,808,577 (+2,452,044.25%) Land $982,000 Building $8,826,577	$24,521,444 (+245,114.44%) Land $2,455,000 Building $22,066,444
2022	$203.00	$400 Land $400	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4315 Cherry Johnson Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1992–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4315 Cherry Johnson Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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