Hamilton County property record for 4315 Bennett Rd, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,904 sqft · built 1940 |
| Lot Size | 0.737 acres (32,112 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jun 2025) |
| Tax Bill | $1,283 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 169I G 012 |
| Primary APN | 169I G 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 32,112 sqft (0.737 acres) |
| Lot Dimensions | 178 ft deep x 184 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000114577 |
|---|---|
| Street Address | 4315 BENNETT RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TOMBRAS SUB PB17 PG43 |
| Legal Subdivision | TOMBRAS |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 11800 |
4315 Bennett Rd is owned and occupied by two individuals who bought it in June 2025.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4315 BENNETT RD, CHATTANOOGA, TN 37412-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on File |
| Deed Sale | Jun 26, 2025 · Amount on File |
| Deed Document Number | 2025130 |
| Deed Book / Page | 13965 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 26, 2025 |
| Property Address | 4315 BENNETT RD, CHATTANOOGA, TN 37412-2214 |
| Document Number | 0000000130 |
| Book / Page | 13965 / 76 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025062600130 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4315 BENNETT RD, CHATTANOOGA, TN 37412-2214 |
| Document Number | 0001396580 |
|---|---|
| Date | Jun 26, 2025 |
| Instrument | 13965/80 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Number | 0000000132 |
|---|---|
| Date | Jun 26, 2025 |
| Book Page | 13965/101 |
| Instrument | 2025062600132 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 4315 Bennett Rd was $1,283, up 29.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,283.00 (+29.2%) | $84,700 (+90.66%) | $338,800 (+90.66%) Land $50,000 Building $288,800 |
| 2024 | $993.00 (-36.26%) | $44,425 (-) | $177,700 (-) Land $40,000 Building $137,700 |
| 2023 | $1,558.00 | $44,425 (-) | $177,700 (-) Land $40,000 Building $137,700 |
| 2022 | $1,558.00 | $44,425 | $177,700 Land $40,000 Building $137,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4315 Bennett Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1994) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4315 Bennett Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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