Polk County property record for 4315 Beaver Crest Dr, Des Moines, IA 50310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,981 sqft · built 1925 |
| Lot Size | 0.162 acres (7,039 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Aug 2023) |
| Tax Bill | $5,644 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100/09160-000-000 |
| Primary APN | 100/09160-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,981 sqft Living Area |
| Gross Area | 2,519 sqft |
| 1st Floor Area | 988 sqft |
| Attic | Attic |
| Attic Area | 543 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 538 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,039 sqft (0.162 acres) |
| Lot Width | 53 ft Width |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 32 sqft |
| Patio Area | 381 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4315 BEAVER CREST DR |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50310-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK D MARYLAND PARK |
| Legal Subdivision | MARYLAND PARK |
| Legal Block | D |
| Legal Lot Number | 4 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 802 |
Source: Polk County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4315 BEAVER CREST DR, DES MOINES, IA 50310-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST FAMILY LENDING CORPORATION |
| May 1, 2018 | Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU |
| Jul 24, 2020 | Deed of Trust, Mortgage GERSHMAN INV |
| Aug 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | Aug 9, 2019 · Amount on Record |
| Deed Document Number | 202345728 |
| Deed Book / Page | 19581 / 364 |
| Prior Transfer Date | Dec 17, 2013 |
| Prior Transfer Doc | 0000051953 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 25, 2023 |
| Property Address | 4315 BEAVER CREST DR, DES MOINES, IA 50310-3418 |
| Document Number | 0000045728 |
| Book / Page | 19581 / 364 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023-00045728 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $591.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4315 BEAVER CREST DR, DES MOINES, IA 50310-3418 |
| Document Number | 0000045729 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023-00045729 |
| Name | MIDWEST FAMILY LENDING CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4315 BEAVER CREST DR, DES MOINES, IA 50310-3418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000083353 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 16902/0330 |
| Instrument | 2017-00083353 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4315 BEAVER CREST DR, DES MOINES, IA 50310-3418 |
| Document Number | 0000011977 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4315 BEAVER CREST DR DES MOINES IA 503103418, DES MOINES, IA 50310-3418 |
| Document Number | 0000011977 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 017979/000233 |
| Instrument | 11977 |
| Name | GERSHMAN INV |
|---|---|
| Type | MERS |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 9, 2019 |
| Property Address | 4315 BEAVER CREST DR, DES MOINES, IA 50310-3418 |
| Document Number | 201900012733 |
| Book / Page | 17444 / 0181 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 2019-00012733 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4315 BEAVER CREST DR, DES MOINES, IA 50310-3418 |
| Document Number | 201900012735 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 2019-00012735 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $348,000 (+21.3%) Land $45,800 Building $302,200 | $348,000 (+21.3%) Land $45,800 Building $302,200 | |
| 2024 | $5,644.00 (+46.52%) | ||
| 2023 | $286,900 (+18.07%) Land $41,200 Building $245,700 | $286,900 (+18.07%) Land $41,200 Building $245,700 | |
| 2022 | $243,000 Land $36,400 Building $206,600 | ||
| 2021 | $243,000 Land $36,400 Building $206,600 | ||
| 2020 | $3,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2010–2026) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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