Hillsdale County property record for 4315 Beach St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Nov 2012) |
| Tax Bill | $795 (2021) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-045-001-014 |
| Primary APN | 10-045-001-014 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Exterior Material | Wood Siding |
|---|---|
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 4315 BEACH ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 HY-DA-WA BEACH SEC 17 T7S R4W |
| Legal Subdivision | HY DA WA BEACH |
| Legal Lot Number | 22 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 50400 |
4315 Beach St is owned by an individual who bought it in November 2012.
Source: Hillsdale County records, as of August 4, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4438 289TH ST, TOLEDO, OH 43611-1924 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2012 · Amount on File |
| Deed Sale | Nov 21, 2012 · Amount on File |
| Deed Document Number | 0001509648 |
| Deed Book / Page | 1509 / 648 |
| Record Updated | Jun 7, 2026 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $31,400 | $62,710 Land $5,217 Building $57,493 | |
| 2021 | $795.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4315 Beach St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4315 Beach St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Lakeland Internet, Mercury Fiber.
4G LTE (outdoors only), no 5G reported
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