4315 208th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 4315 208th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,980 sqft · built 1992
Lot Size	1.75 acres (76,576 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,763 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`245000-0-204`

Property Details

APN / Parcel Number

Primary APN	`245000-0-204`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	972 sqft
Upper Floors Area	990 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	76,576 sqft (1.75 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	352 sqft
Patio Area	352 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Street Address	4315 208TH ST E
City	SPANAWAY
State	WA
Zip	98387-6727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 34 BERKELEY HOME TRACTS: BERKELEY HOME TRACTS L 4 S P 89-01-09-0123 TOG/W EASE & RESTRICTIONS OF REC EXC S 5 FT FOR RD PER ETN 716377 OUT OF 021-0 APPROX 29,143 SQ FT SEG Z-2119 RJ RJ
Legal Range	03
Legal Township	18
Legal Section	01
Legal Subdivision	BERKELEY HOME TRACTS
Legal Tract	L
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	71413

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 22, SPANAWAY, WA 98387-0022
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4315 208TH ST E, SPANAWAY, WA 98387-6727
Document Number	2101250730
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4315 208TH ST E SPANAWAY WA 983876727, SPANAWAY, WA 98387-6727

Mortgage

Document Number	2101250730
Date	Jan 25, 2021
Instrument	202101250730

Lender

Name	CU HM MTG SOLUTIONS
Type	Mortgage Company
Address	SILVERDALE, WA 98383-0989

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,763.00 (+0.88%)	$692,100 (+8.16%) Land $272,400 Building $419,700	$692,100 (+8.16%) Land $272,400 Building $419,700
2025	$7,695.00 (+3.94%)
2024	$7,403.00 (-4.59%)	$639,900 (-6.5%) Land $278,900 Building $361,000	$639,900 (-6.5%) Land $278,900 Building $361,000
2023	$7,759.00	$684,400 Land $283,300 Building $401,100	$684,400 Land $283,300 Building $401,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHEL WATER CO private · serves 270 people · EPA ID WA5305948
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20