4314 Vega Loop, Shingle Springs, CA 95682 Property Records

El Dorado County property record for 4314 Vega Loop, Shingle Springs, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,286 sqft · built 1997
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on File
Last Sale	$1,338,000 (Jun 2026)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-481-002-000`

Property Details

APN / Parcel Number

Primary APN	`090-481-002-000`
Alternative APNs	`09048102100` `0904810210`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,286 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	54,886 sqft (1.26 acres)
Parking Spaces	4 Parking Spaces
Patio Area	3,286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4314 VEGA LOOP
City	SHINGLE SPRINGS
State	CA
Zip	95682-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	L 59 HACIENDADEESTRELLAS3
Legal Subdivision	HACIENDADEESTRELLAS3
Legal Lot Number	59
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2003
Census Tract	30804

Owner

Source: El Dorado County assessment roll, as of August 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4314 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Mar 15, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Aug 7, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	202620345
Transfer Doc	0000012065
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 22, 2026
Property Address	4314 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5023
Document Number	0000020345
Instrument Date	Jun 17, 2026
Instrument	202620345
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$148,651.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5023

Mortgage

Document Number	0000020346,
Date	Jun 22, 2026
Instrument	202620346

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 15, 2022
Property Address	4314 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5023
Document Number	0000012066
Map Reference	MB H PG 116
Instrument Date	Mar 13, 2022
Instrument	2022-0012066
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 502, CAMERON PARK, CA 95682-0502

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4314 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5023
Document Number	0000033344
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4314 VEGA LOOP SHINGLE SPRINGS CA 956825023, SHINGLE SPRINGS, CA 95682-5023

Mortgage

Document Number	0000033344
Date	Aug 16, 2019
Instrument	33344

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,526.00 (+4.17%)	$329,351 (+4.04%) Land $151,001 Building $178,350
2023	$3,385.00 (-41.87%)	$316,564 Land $145,139 Building $171,425
2022	$5,823.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA, Verizon, Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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