4314 N Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4314 N Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,190 sqft · built 1946
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Dec 2009)
Tax Bill	$4,889 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-027-00-027-00`

Property Details

APN / Parcel Number

Primary APN	`17-027-00-027-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	2,526 sqft
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2022
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	196,020 sqft (4.5 acres)
Terrain	Low
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	3 Parking Spaces
Porch	Stoop
Porch Area	136 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4314 N NORTH RIDGE RD E
City	GENEVA
State	OH
Zip	44041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--21
Legal Subdivision	GENEVA
Legal Lot Number	21
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3010
Census Tract	702

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 66805, SAINT LOUIS, MO 63166-6805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2009 · Amount on Record
Deed Sale	Dec 4, 2009 · Amount on Record
Deed Document Number	200911807
Deed Book / Page	465 / 2589
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4314 N RIDGE RD E, GENEVA, OH 44041-8289
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001019
Date	Feb 2, 2023
Book Page	789/1039
Instrument	2023-00001019

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	JEFFERSON, OH 44047

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4314 N RIDGE RD E, GENEVA, OH 44041-8289
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006560
Date	Jul 10, 2020
Book Page	712/2652
Instrument	202000006560

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	GENEVA, OH 44041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,889.00 (+80.61%)	$59,610 (-) Land $15,860 Building $43,750	$170,300 (-) Land $45,300 Building $125,000
2024	$2,707.00 (-4.62%) Homeowner's exemption	$59,610 (-) Land $15,860 Building $43,750
2023	$2,838.00 (+39.53%) Homeowner's exemption	$59,610 (+55.23%) Land $15,860 Building $43,750	$170,300 (+55.24%) Land $45,300 Building $125,000
2022	$2,034.00 Homeowner's exemption	$38,400 Land $12,180 Building $26,220
2020			$109,700 Land $34,800 Building $74,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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