4314 Montclair Dr SE, Lacey, WA 98503 Property Records

Thurston County property record for 4314 Montclair Dr SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2008)
Tax Bill	$29 (2026)
Deeds & Mortgages	May 2021 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6284-00-05200`

Property Details

APN / Parcel Number

Primary APN	`6284-00-05200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,576 sqft Finished Area
1st Floor Area	1,576 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	16 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4314 MONTCLAIR DR SE
City	LACEY
State	WA
Zip	98503-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 29 TOWNSHIP 18 RANGE 1W QUARTER SW NE PLAT MONTCLAIR DIV 4 LT 52 DOCUMENT 023/042
Legal Range	01W
Legal Township	18N
Legal Section	29
Legal Quarter	NE
Legal Subdivision	MONTCLAIR
Legal Lot Number	52
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	4
Census Block	4002
Census Tract	11300

Owner

4314 Montclair Dr SE is owned and occupied by an individual who bought it in July 2008.

Source: Thurston County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	4314 MONTCLAIR DR SE, LACEY, WA 98503-3539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 27, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2008 · Amount on File
Deed Sale	Jul 31, 2008 · Amount on File
Prior Sale	Oct 22, 2007 · Amount on File
Deed Document Number	4026963
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4314 MONTCLAIR DR SE, LACEY, WA 98503-3539
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004853495
Date	May 25, 2021
Instrument	4853495

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4314 MONTCLAIR DR SE, LACEY, WA 98503-3539
Document Number	0004672980
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 MONTCLAIR DR SE LACEY WA 985033539, LACEY, WA 98503-3539

Mortgage

Document Number	0004672980
Date	Mar 11, 2019
Instrument	4672980

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4314 Montclair Dr SE was $29.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29.00
2025		$463,400 Land $147,100 Building $316,300	$463,400 Land $147,100 Building $316,300
2023	$3,854.00
2022		$403,300 Land $83,300 Building $320,000	$403,300 Land $83,300 Building $320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4314 Montclair Dr SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4314 Montclair Dr SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Ziply Fiber.

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