Louisville/Jefferson County Metro Government property record for 4314 Lowe Rd, Cambridge, KY 40220
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,166 sqft · built 1953 |
| Lot Size | 0.317 acres (13,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,000 (Jan 1998) |
| Tax Bill | $1,957 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22054300010000 |
| Primary APN | 22054300010000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,166 sqft Finished Area |
| Basement Area | 1,166 sqft |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,830 sqft (0.317 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 213 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00112433 |
|---|---|
| Street Address | 4314 LOWE RD |
| City | CAMBRIDGE |
| State | KY |
| Zip | 40220-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | LOT 2 WESTFIELD SUB |
| Legal Subdivision | WESTFIELD |
| Legal Lot Number | 2 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10800 |
4314 Lowe Rd is owned and occupied by an individual who bought it in January 1998.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4314 LOWE RD, LOUISVILLE, KY 40220-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 1998 · Amount on File |
| Deed Sale | Jan 21, 1998 · Amount on File |
| Deed Document Number | 0006995473 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 4314 LOWE RD, CAMBRIDGE, KY 40220-1539 |
| Document Number | 0160140707 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4314 LOWE RD LOUISVILLE KY 402201539, LOUISVILLE, KY 40220-1539 |
| Document Number | 0160140707 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 016014/000707 |
| Instrument | 148333 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4314 Lowe Rd was $1,957 with a homeowner's exemption.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Cambridge City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,957.00 Homeowner's exemption | $220,690 Land $59,740 Building $160,950 | |
| 2024 | $220,690 (+12%) Land $59,740 Building $160,950 | ||
| 2023 | $1,760.00 (-2.38%) Homeowner's exemption | $197,040 (-) Land $39,140 Building $157,900 | $197,040 (-) Land $39,140 Building $157,900 |
| 2022 | $1,803.00 Homeowner's exemption | $197,040 Land $39,140 Building $157,900 | $197,040 Land $39,140 Building $157,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4314 Lowe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4314 Lowe Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| BluegrassNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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