4314 Lloyds Rd, Champlain, VA 22438 Property Records

Essex County property record for 4314 Lloyds Rd, Champlain, VA 22438 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,560 sqft Living Area
Lot Size288,367 sqft (6.62 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2022)
Tax Bill$1,387.00 (2026)

Property Details

APN / Parcel Number

Primary APN22-2C
Alternative APN
  • 11086

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,560 sqft Living Area
Stories1 Stories
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters on the Main Structure
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2023
Exterior MaterialVinyl Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area288,367 sqft (6.62 acres)

Exterior Amenities

Shed1 Shed
Shed Area64 sqft Shed
Deck Area16 sqft Deck
TopographyRolling Topography
Pole Structure256 sqft Pole Structure

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemOther Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number11086
Street Address4314 LLOYDS RD
CityCHAMPLAIN
StateVA
Zip22438-2144
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionADJ GRAYS
JurisdictionESSEX VA
Minor Civil DivisionNORTH
Census Blockgroup1
Census Block1058
Census Tract950600

Owner

Source: Essex County records · APN 22-2C

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4314 LLOYDS RD, CHAMPLAIN, VA 22438-2144
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Warranty Deed, Transfer · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORPORATION
Jan 10, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Deed Doc Number2022953
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESSEX VA
Recording DateJun 29, 2022
Property Address4314 LLOYDS RD, CHAMPLAIN, VA 22438-2144
Document Number0220000953
Instrument DateJun 20, 2022
Instrument220000953
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyPEAK TITLE PROFESSIONALS LLC, THE TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 LLOYDS RD, CHAMPLAIN, VA 22438-2144

Mortgage

Document Number0220000954
DateJun 29, 2022
Instrument220000954
Lender
NameINTEGRITY HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX VA
Property Address4314 LLOYDS RD, CHAMPLAIN, VA 22438-2144
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220000044
DateJan 10, 2022
Instrument220000044
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Essex County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyEssex County
Unified School DistrictEssex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,387.00 (+0.07%)$252,100 (-) Land $52,500 Building $199,600$252,100 (-) Land $52,500 Building $199,600
2025$1,386.00 (-0.43%)$252,100 (+32.14%) Land $52,500 Building $199,600$252,100 (+32.14%) Land $52,500 Building $199,600
2023$1,392.00$190,778 Land $39,670 Building $151,108$190,778 Land $39,670 Building $151,108

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (51057C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Lloyds Rd

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