4314 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4314 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,963 sqft · built 1996
Lot Size	0.129 acres (5,660 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (May 2023)
Tax Bill	$3,518 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-507`

Property Details

APN / Parcel Number

Primary APN	`212-34-507`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,963 sqft Living Area
1st Floor Area	1,963 sqft

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,660 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4314 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	DESERT RIDGE PARCEL 7.9 MCR 403-14
Legal Range	04E
Legal Township	04N
Legal Section	19
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	DESERT RIDGE PARCEL 7.9
Legal Lot Number	582
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	615100

Owner

4314 E Lone Cactus Dr is owned and occupied by an individual who bought it in May 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	4314 E LONE CACTUS DR, PHOENIX, AZ 85050-6888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2022	Intrafamily Transfer, Transfer
Mar 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage V I P MORTGAGE INC
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on File
Deed Sale	May 24, 2023 · Amount on File
Prior Sale	May 26, 2022
Deed Document Number	20230269380
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 24, 2023
Property Address	4314 E LONE CACTUS DR, PHOENIX, AZ 85050-6888
Document Number	0000269380
Map Reference	MB 403 PG 14
Instrument Date	May 20, 2023
Instrument	20230269380
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5956 E LOUISE DR, PHOENIX, AZ 85054-5773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 E LONE CACTUS DR, PHOENIX, AZ 85050-6888

Mortgage

Document Number	0000269381
Date	May 24, 2023
Instrument	20230269381

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 26, 2022
Property Address	4314 E LONE CACTUS DR, PHOENIX, AZ 85050-6888
Document Number	0000455016
Map Reference	MB 403 PG 14
Instrument Date	Oct 29, 2021
Instrument	20220455016
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4314 E LONE CACTUS DR, 4314, PHOENIX, AZ 85050-6888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 E LONE CACTUS DR, PHOENIX, AZ 85050-6888

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 8, 2021
Property Address	4314 E LONE CACTUS DR, PHOENIX, AZ 85050-6888
Document Number	0000256798
Map Reference	MB 403 PG 14
Instrument Date	Mar 1, 2021
Instrument	20210256798
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4314 E LONE CACTUS DR, PHOENIX, AZ 85050-6888

Mortgage

Document Number	0000256799
Date	Mar 8, 2021
Instrument	20210256799

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4314 E LONE CACTUS DR, PHOENIX, AZ 85050-6888
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000721800
Date	Sep 29, 2017
Instrument	2017-0721800

Lender

Name	JOHNSON BANK
Type	Bank
Address	RACINE, WI 53401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4314 E Lone Cactus Dr was $3,518.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,270	$572,700 Land $114,500 Building $458,200
2025	$3,518.00
2024		$54,650	$546,500 Land $109,300 Building $437,200
2023	$2,838.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4314 E Lone Cactus Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4314 E Lone Cactus Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on E Lone Cactus Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures