4314 E Cynthia St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4314 E Cynthia St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,420 sqft · built 2018
Lot Size	0.151 acres (6,619 sqft)
Owner	Individual Name on Record
Last Sale	$410,236 (Dec 2018)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`313-21-492`

Property Details

APN / Parcel Number

Primary APN	`313-21-492`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,420 sqft Living Area
1st Floor Area	1,901 sqft
2nd Floor Area	519 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,619 sqft (0.151 acres)
Parking Spaces	2 Parking Spaces
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4314 E CYNTHIA ST
City	GILBERT
State	AZ
Zip	85295-0077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	COOLEY STATION PARCELS 10 AND 17 PHASE 2 MCR 1233-11
Legal Range	06E
Legal Township	01S
Legal Section	36
Legal Subdivision	COOLEY STATION PARCELS 10 AND 17 PHASE 2
Legal Phase	2
Legal Lot Number	292
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1010
Census Tract	815601

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 15, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 12, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage ON Q FINANCIAL INC
Dec 12, 2018	Grant Deed, Construction Loan SECURITY TITLE COMPANY, SECURITY TITLE AGENCY
Dec 14, 2018	Grant Deed, Construction Loan SECURITY TITLE COMPANY, SECURITY TITLE AGENCY
Dec 14, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage ON Q FINANCIAL INC
Nov 9, 2018	Loan Modification, Mortgage M&T BK
Dec 28, 2017	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	20180917655
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077

Mortgage

Document Number	0000929267
Date	Sep 30, 2020
Instrument	20200929267

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077
Document Number	0000838588
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4314 E CYNTHIA ST GILBERT AZ 852950077, GILBERT, AZ 85295-0077

Mortgage

Document Number	0000838588
Date	Oct 21, 2019
Instrument	838588

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 12, 2018
Property Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077
Document Number	0000910271
Map Reference	MB 1233 PG 11
Instrument Date	Dec 3, 2018
Instrument	20180910271
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, 9140, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077

Mortgage

Document Number	0000910272
Date	Dec 12, 2018
Instrument	20180910272

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 12, 2018
Property Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077
Document Number	0000910270
Instrument Date	Dec 3, 2018
Instrument	910270
Transaction Type	Construction Loan
Record Updated	Dec 18, 2018
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$125.09
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 14, 2018
Property Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077
Document Number	0000917654
Instrument Date	Dec 3, 2018
Instrument	917654
Transaction Type	Construction Loan
Record Updated	Dec 20, 2018
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$125.09
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4314 E CYNTHIA ST GILBERT AZ 852950077, GILBERT, AZ 85295-0077

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 14, 2018
Property Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077
Document Number	0000917655
Map Reference	MB 1233 PG 11
Instrument Date	Dec 3, 2018
Instrument	20180917655
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, 9140, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077

Mortgage

Document Number	0000917656
Date	Dec 14, 2018
Instrument	20180917656

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2018
Property Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077
Instrument Date	Nov 8, 2018
Instrument	838593
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number	0000838593
Date	Nov 9, 2018
Instrument	838593

Lender

Name	M&T BK
Type	Bank
Address	1630 S STAPLEY DR # 106, MESA, AZ 85204-6658

Agreement

Amount	Amount Recorded

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2017
Property Address	4314 E CYNTHIA ST, GILBERT, AZ 85295-0077
Instrument Date	Dec 15, 2017
Instrument	963115
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number	0000963115
Date	Dec 28, 2017
Instrument	963115

Lender

Name	M&T BK
Type	Bank
Address	1630 S STAPLEY DR # 106, MESA, AZ 85204-6658

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 27, 2020

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,570 (-5.02%)	$535,700 (-5.02%) Land $107,100 Building $428,600
2025	$2,181.00 (-6.64%)
2024		$56,400	$564,000 Land $112,800 Building $451,200
2023	$2,336.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

May also be available: Verizon.

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