4314 Baynard Dr, Houston, TX 77072 Property Records

Harris County property record for 4314 Baynard Dr, Houston, TX 77072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 1977
Lot Size	0.125 acres (5,430 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`109-028-007-0028`

Property Details

APN / Parcel Number

Primary APN	`109-028-007-0028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,017 sqft Living Area
1st Floor Area	1,717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Patio Home
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,430 sqft (0.125 acres)
View / Lot	Neighborhood
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1090280070028
Street Address	4314 BAYNARD DR
City	HOUSTON
State	TX
Zip	77072-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 BLK 2 BRAYS VILLAGE SEC 3 R/P
Legal Subdivision	BRAYS VILLAGE SEC 3 R/P
Legal Block	2
Legal Lot Number	28
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2001
Census Tract	452402

Owner

4314 Baynard Dr is owned and occupied by two individuals who acquired it in January 2019.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4314 BAYNARD DR, HOUSTON, TX 77072-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FINANCING UNLIMITED INC
Jan 2, 2019	Deed of Trust, Mortgage MISSION MTG/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019
Deed Sale	Jan 8, 2019
Prior Sale	Jul 23, 1997 · Amount on File
Deed Document Number	20198175
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4314 BAYNARD DR, HOUSTON, TX 77072-1914
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 BAYNARD DR, HOUSTON, TX 77072-1914

Mortgage

Document Number	0000458671
Date	Dec 10, 2024
Instrument	2024-458671

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4314 BAYNARD DR, HOUSTON, TX 77072-1914
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021231655
Date	Apr 28, 2021
Instrument	2021-231655

Lender

Name	HOME FINANCING UNLIMITED INC
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4314 BAYNARD DR, HOUSTON, TX 77072-1914
Document Number	0000007006
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	COMMONWEALTH TITLE/HOUSTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4314 BAYNARD DR HOUSTON TX 770721914, HOUSTON, TX 77072-1914

Mortgage

Document Number	0000007006
Date	Jan 7, 2019
Instrument	7006

Lender

Name	MISSION MTG/TX
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4314 Baynard Dr was $3,264 with a homeowner's exemption, up 54.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Alief Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,375 (-8.78%) Land $47,835 Building $164,540	$212,375 (-8.78%) Land $47,835 Building $164,540
2025	$3,264.00 (+54.4%) Homeowner's exemption	$232,823 Land $47,835 Building $184,988	$232,823 Land $47,835 Building $184,988
2024	$2,114.00
2023		$236,186 Land $47,835 Building $188,351	$236,186 Land $47,835 Building $188,351
2022	$1,800.00
2020	$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4314 Baynard Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	14 (2009–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4314 Baynard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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