4313 Sandy Plains Rd, Tryon, NC 28782 Property Records

Polk County property record for 4313 Sandy Plains Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1951
Lot Size	14.2 acres (622,037 sqft)
Owner	Individual Name on Record
Tax Bill	$2,073 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`P115-5`

Property Details

APN / Parcel Number

Primary APN	`P115-5`
Alternative APN	`42200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	622,037 sqft (14.2 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	42200
Street Address	4313 SANDY PLAINS RD
City	TRYON
State	NC
Zip	28782-7787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	12.40 ACRES, 700 ZION GROVE
Legal Subdivision	ZION GROVE
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	1
Census Block	1034
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4313 SANDY PLAINS RD, TRYON, NC 28782-7787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit CAROLINA COLLEGIATE FCU
Dec 5, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CARO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 1997
Deed Sale	Dec 31, 1997
Deed Book / Page	213 / 212
Last Transfer Date	Dec 14, 2005
Transfer Doc	00335/0936
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	4313 SANDY PLAINS RD, TRYON, NC 28782-7787
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000472/51
Date	Aug 5, 2022
Book Page	472/51

Lender

Name	CAROLINA COLLEGIATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	4313 SANDY PLAINS RD, TRYON, NC 28782-7787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	437/1270
Date	Dec 5, 2018
Book Page	437/1270

Lender

Name	CARO FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2044

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,073.00 (+0.14%)	$390,178 (+0.16%) Land $229,200 Building $160,978	$390,178 (+0.16%) Land $229,200 Building $160,978
2025	$2,070.00 (+5.4%)	$389,568 (+26.57%) Land $229,200 Building $160,368	$389,568 (+26.57%) Land $229,200 Building $160,368
2023	$1,964.00	$307,797 Land $223,800 Building $83,997
2021			$307,797 Land $223,800 Building $83,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Pangaea Internet Fiber	500 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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