4313 N Saddle Horn Dr, Eagle Mountain, UT 84005 Property Records

Utah County property record for 4313 N Saddle Horn Dr, Eagle Mountain, UT 84005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 2006
Lot Size	0.203 acres (8,828 sqft)
Owner	2 Individual Names on File
Last Sale	$446,267 (Mar 2026)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-736-0021`

Property Details

APN / Parcel Number

Primary APN	`49-736-0021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	8,828 sqft (0.203 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4313 N SADDLE HORN DR
City	EAGLE MOUNTAIN
State	UT
Zip	84005-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, PIONEER ADDITION, PHASE II AMD. AREA 0.203 AC.
Legal Subdivision	PIONEER
Legal Phase	2
Legal Lot Number	21
Jurisdiction	UTAH UT
Township / Civil Division	LEHI
Census Block Group	1
Census Block	1023
Census Tract	10114

Owner

4313 N Saddle Horn Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4313 N SADDLE HORN DR, EAGLE MOUNTAIN, UT 84005-6002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 4, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Nov 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Nov 22, 2021 · Amount on File
Deed Document Number	202617964
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 4, 2026
Property Address	4313 N SADDLE HORN DR, EAGLE MOUNTAIN, UT 84005-6002
Document Number	0000018016
Instrument Date	Mar 4, 2026
Instrument	18016:2026
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4313 N SADDLE HORN DR, EAGLE MOUNTAIN, UT 84005-6002

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 4, 2026
Property Address	4313 N SADDLE HORN DR, EAGLE MOUNTAIN, UT 84005-6002
Document Number	0000017964
Instrument Date	Mar 2, 2026
Instrument	17964:2026
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 N SADDLE HORN DR, EAGLE MOUNTAIN, UT 84005-6002

Mortgage

Document Number	0000017965
Date	Mar 4, 2026
Instrument	17965:2026

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 22, 2021
Property Address	4313 N SADDLE HORN DR, EAGLE MOUNTAIN, UT 84005-6002
Document Number	0000195847
Instrument Date	Nov 18, 2021
Instrument	195847:2021
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SERVICES LTD

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 N SADDLE HORN DR, EAGLE MOUNTAIN, UT 84005-6002

Mortgage

Document Number	0000195911
Date	Nov 22, 2021
Instrument	195911:2021

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4313 N Saddle Horn Dr was $2,086.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Eagle Mountain City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,200 (-45.07%)	$404,000 (-0.12%) Land $169,800 Building $234,200
2025	$2,086.00	$404,500 Land $169,800 Building $234,700	$404,500 Land $169,800 Building $234,700
2024	$2,086.00 (+15.7%)
2023	$1,803.00 (-11.96%)	$210,430	$382,600 Land $161,700 Building $220,900
2022	$2,048.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4313 N Saddle Horn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4313 N Saddle Horn Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 50% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE MOUNTAIN CITY serves 61,266 people · EPA ID UTAH25142
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 811 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Direct Communications Rockland Fiber	2,000 / 2,000

May also be available: CenturyLink, Utah Broadband, Verizon.

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