Highlands County property record for 4313 Maderia Ave, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,041 sqft · built 1977 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Nov 2019) |
| Tax Bill | $1,793 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044802002700230 |
| Primary APN | C044802002700230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| 1st Floor Area | 1,661 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 468 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 263 sqft |
| Patio Area | 443 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C044802002700230 |
|---|---|
| Street Address | 4313 MADERIA AVE |
| City | SEBRING |
| State | FL |
| Zip | 33872-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 2 PB 9-PG 48 LOT 23 BLK 27 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 27 |
| Legal Lot Number | 23 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 960504 |
Source: Highlands County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4313 MADERIA AVE, SEBRING, FL 33872-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Nov 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Dec 27, 2017 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS |
| Apr 5, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on Record |
| Deed Sale | Nov 21, 2019 · Amount on Record |
| Prior Sale | Apr 5, 2017 · Amount on Record |
| Deed Document Number | 1964721 |
| Deed Book / Page | 2724 / 0890 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4313 MADERIA AVE, SEBRING, FL 33872-2125 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4313 MADERIA AVE, SEBRING, FL 33872-2125 |
| Document Number | 0002043789 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 2837/228 |
| Instrument | 2043789 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4313 MADERIA AVE, SEBRING, FL 33872-2125 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4313 MADERIA AVE, SEBRING, FL 33872-2125 |
| Document Number | 0002076177 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 2881/1652 |
| Instrument | 2076177 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 21, 2019 |
| Property Address | 4313 MADERIA AVE, SEBRING, FL 33872-2125 |
| Document Number | 0001964721 |
| Book / Page | 2724 / 0890 |
| Map Reference | MB 9 PG 48 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 1964721 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4313 MADERIA AVE, 4313, SEBRING, FL 33872-2125 |
| Name | Verified Name |
|---|---|
| Address | 679 METOM AVE #68 # 68, 68, BRISTOL, RI |
| Document Number | 0002724892 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 2724/892 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4313 MADERIA AVE, SEBRING, FL 33872-2125 |
| Document Number | 0001878705 |
| Book / Page | 002614 / 001105 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Title Company | SOUTH RIDGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 4313 MADERIA AVE SEBRING FL 338722125, SEBRING, FL 33872-2125 |
| Document Number | 0001878705 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 002614/001105 |
| Instrument | 1878705 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 5, 2017 |
| Property Address | 4313 MADERIA AVE, SEBRING, FL 33872-2125 |
| Document Number | 0001848408 |
| Book / Page | 002574 / 000323 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 1848408 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2017 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $917.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4313 MADERIA AVE SEBRING FL 338722125, SEBRING, FL 33872-2125 |
| Document Number | 1848409 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 002574/000324 |
| Instrument | 1848409 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2047 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,196 (+5.99%) | $208,065 (+8.62%) Land $18,500 Building $189,565 | |
| 2024 | $1,793.00 (+2.93%) | ||
| 2023 | $1,742.00 (+1.99%) Homeowner's exemption | $142,655 (+3%) | $191,560 (+17.09%) Land $11,500 Building $180,060 |
| 2022 | $1,708.00 Homeowner's exemption | $138,500 | $163,595 Land $5,500 Building $158,095 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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